Midland County property record for 1401 W Union St, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,187 sqft · built 1955 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Oct 2024) |
| Tax Bill | $6,087 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-16-60-462 |
| Primary APN | 14-16-60-462 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,187 sqft Living Area |
| 1st Floor Area | 1,187 sqft |
| Basement Area | 1,187 sqft |
| Unfinished Basement | 1,136 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 160 ft deep x 122 ft wide |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1401 W UNION ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-4989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-3 |
| Legal Description | LOTS 6 & 7 & N 20 FT OF LOTS 16 & 17 BLK L POST ADD L591 |
| Legal Subdivision | BLK L POST ADD |
| Legal Block | L |
| Legal Lot Number | 6 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 290100 |
1401 W Union St is owned and occupied by an individual who bought it in October 2024.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1401 W UNION ST, MIDLAND, MI 48640-4989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2024 · Amount on File |
| Deed Sale | Oct 28, 2024 · Amount on File |
| Prior Sale | Jul 2, 2020 · Amount on File |
| Deed Book / Page | 1675 / 1401 |
| Prior Transfer Date | May 3, 2024 |
| Prior Transfer Doc | 1672000274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 2, 2020 |
| Property Address | 1401 W UNION ST, MIDLAND, MI 48640-4989 |
| Document Number | 1635/47 |
| Book / Page | 1635 / 47 |
| Map Reference | LB A PG 91 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $948.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 W UNION ST, 1401, MIDLAND, MI 48640-4989 |
| Name | Verified Name |
|---|---|
| Address | 515 E GROVE ST, MIDLAND, MI 48640-5250 |
| Document Number | 163548 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 1635/48 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 1401 W Union St was $6,087, up 159.1% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,400 (+9.28%) | $230,800 (+9.28%) | |
| 2025 | $6,087.00 (+159.13%) | $105,600 | $211,200 |
| 2024 | $2,349.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1401 W Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1401 W Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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