1414 Ocaso Dr, Laredo, TX 78045 Property Records

Webb County property record for 1414 Ocaso Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,010 sqft · built 2020
Lot Size	0.17 acres (7,400 sqft)
Owner	Individual Name on File
Last Sale	$342,138 (Dec 2023)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-84004-260`

Property Details

APN / Parcel Number

Primary APN	`989-84004-260`
Alternative APN	`619092`

Interior

Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	2,010 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,400 sqft (0.17 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	1414 OCASO DR
City	LAREDO
State	TX
Zip	78045-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 4, LOT 26, PHASE 1
Legal Subdivision	SAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase	1
Legal Block	4
Legal Lot Number	26
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

1414 Ocaso Dr is owned and occupied by an individual who bought it in December 2023.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1414 OCASO DR, LAREDO, TX 78045-4242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Vendor's Lien, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 29, 2021	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2020	Vendor's Lien, Subdivision Related Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Prior Sale	Sep 29, 2021 · Amount on File
Deed Document Number	20231518453
Deed Book / Page	5580 / 476
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	005122/132
Record Updated	Oct 29, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 27, 2023
Property Address	1414 OCASO DR, LAREDO, TX 78045-4242
Document Number	005580/476
Book / Page	5580 / 476
Map Reference	VOL 37 PG 4-6
Instrument Date	Dec 26, 2023
Instrument	1518453
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 PROVINCIA DR, LAREDO, TX 78045-4272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 OCASO DR, LAREDO, TX 78045-4242

Mortgage

Document Number	0001518454
Date	Dec 27, 2023
Instrument	1518454

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 29, 2021
Property Address	1414 OCASO DR, LAREDO, TX 78045-4242
Document Number	005122/132
Book / Page	5122 / 132
Map Reference	VOL 37 PG 4-6
Instrument Date	Sep 27, 2021
Instrument	1443835
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 DENTON CREEK AVE, 2400, MCALLEN, TX 78504-6307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 OCASO DR, LAREDO, TX 78045-4242
Investor	Possibly a Property Investor

Mortgage

Document Number	0001443836
Date	Sep 29, 2021
Instrument	1443836

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 8, 2020
Property Address	1414 OCASO DR, LAREDO, TX 78045-4242
Document Number	004796/215
Book / Page	4796 / 215
Map Reference	VOL 37 PG 4-6
Instrument Date	Jun 4, 2020
Instrument	1393873
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 OCASO DR, LAREDO, TX 78045-4242

Mortgage

Document Number	0001393874
Date	Jun 8, 2020
Instrument	1393874

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1414 Ocaso Dr was $1,844, up 1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,973 (-0.43%) Land $113,516 Building $249,457	$362,973 (-0.43%) Land $113,516 Building $249,457
2025	$1,844.00 (+0.99%)	$364,542 Land $113,516 Building $251,026	$364,542 Land $113,516 Building $251,026
2024	$1,826.00
2023		$338,415 Land $98,272 Building $240,143	$338,415 Land $98,272 Building $240,143
2022	$2,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1414 Ocaso Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1414 Ocaso Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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