1409 Ocaso Dr, Laredo, TX 78045 Property Records

Webb County property record for 1409 Ocaso Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,747 sqft · built 2020
Lot Size	0.123 acres (5,369 sqft)
Owner	Individual Name on File
Last Sale	$253,300 (Mar 2021)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-84005-220`

Property Details

APN / Parcel Number

Primary APN	`989-84005-220`
Alternative APN	`619114`

Interior

Stories	1 Story
Building Area	1,747 sqft Living Area
Gross Area	2,127 sqft
1st Floor Area	1,747 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	5,369 sqft (0.123 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	1409 OCASO DR
City	LAREDO
State	TX
Zip	78045-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 5, LOT 22, PHASE 1
Legal Subdivision	SAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase	1
Legal Block	5
Legal Lot Number	22
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

1409 Ocaso Dr is owned and occupied by an individual who bought it in March 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1409 OCASO DR, LAREDO, TX 78045-4242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 24, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Deed Document Number	20211422827
Deed Book / Page	4984 / 117
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	004984/117
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1409 OCASO DR, LAREDO, TX 78045-4242
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 OCASO DR, LAREDO, TX 78045-4242

Mortgage

Document Number	005503/105
Date	Jul 25, 2023
Book Page	5503/105
Instrument	1506013

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Apr 1, 2051

March 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 24, 2021
Property Address	1409 OCASO DR, LAREDO, TX 78045-4242
Document Number	004984/117
Book / Page	4984 / 117
Map Reference	VOL 37 PG 4-6
Instrument Date	Mar 23, 2021
Instrument	1422827
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 OCASO DR, LAREDO, TX 78045-4242

Mortgage

Document Number	0001422828
Date	Mar 24, 2021
Instrument	1422828

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Ocaso Dr was $1,561 with a homeowner's exemption, up 1.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,041 (-0.46%) Land $83,649 Building $223,392	$307,041 (-0.46%) Land $83,649 Building $223,392
2025	$1,561.00 (+1.63%) Homeowner's exemption	$308,445 Land $83,649 Building $224,796	$308,445 Land $83,649 Building $224,796
2024	$1,536.00
2023		$286,235 Land $72,428 Building $213,807	$286,235 Land $72,428 Building $213,807
2022	$1,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 Ocaso Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Ocaso Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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