Mecklenburg County property record for 1414 Moonstone Dr, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,336 sqft · built 1998 |
| Lot Size | 0.346 acres (15,072 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (May 2024) |
| Tax Bill | $3,706 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-612-38 |
| Primary APN | 227-612-38 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,336 sqft Living Area |
| Gross Area | 2,816 sqft |
| 1st Floor Area | 1,085 sqft |
| Upper Floors Area | 1,372 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,072 sqft (0.346 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1414 MOONSTONE DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28105-0348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L65 M28-337 |
| Legal Subdivision | THORNBLADE MAP 05 |
| Legal Block | 2 |
| Legal Lot Number | 65 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5848 |
1414 Moonstone Dr is owned and occupied by two individuals who bought it in May 2024.
Source: Mecklenburg County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1414 MOONSTONE DR, MATTHEWS, NC 28105-0348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| May 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Feb 23, 2022 | Warranty Deed, Transfer BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL |
| Jun 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF NC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2024 · Amount on File |
| Deed Sale | May 22, 2024 · Amount on File |
| Prior Sale | Feb 23, 2022 · Amount on File |
| Deed Document Number | 202446992 |
| Deed Book / Page | 38833 / 357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1414 MOONSTONE DR, MATTHEWS, NC 28105-0348 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1414 MOONSTONE DR, MATTHEWS, NC 28105-0348 |
| Document Number | 0000016278 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 40208/803 |
| Instrument | 2026016278 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 22, 2024 |
| Property Address | 1414 MOONSTONE DR, MATTHEWS, NC 28105-0348 |
| Document Number | 0000046992 |
| Book / Page | 38833 / 357 |
| Map Reference | MB 28 PG 337 |
| Instrument Date | May 17, 2024 |
| Instrument | 2024046992 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2959 TAVISTOCK LN, LINCOLNTON, NC 28092-5504 |
| Name | Verified Name |
|---|---|
| Address | 1414 MOONSTONE DR, MATTHEWS, NC 28105-0348 |
| Document Number | 0000046993 |
|---|---|
| Date | May 22, 2024 |
| Instrument | 2024046993 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 23, 2022 |
| Property Address | 1414 MOONSTONE DR, MATTHEWS, NC 28105-0348 |
| Document Number | 0000028702 |
| Book / Page | 37087 / 843 |
| Map Reference | MB 28 PG 337 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2022028702 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL |
| Amount | Amount on Record |
|---|---|
| Tax | $930.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 SPRING ROSE LN, MATTHEWS, NC 28104-8013 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1414 MOONSTONE DR, MATTHEWS, NC 28105-0348 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 7, 2017 |
| Property Address | 1414 MOONSTONE DR, MATTHEWS, NC 28105-0348 |
| Document Number | 0000075202 |
| Book / Page | 031861 / 000765 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 75202 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $574.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1414 MOONSTONE DR MATTHEWS NC 281050348, MATTHEWS, NC 28105-0348 |
| Document Number | 75203 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 031861/000767 |
| Instrument | 75203 |
| Name | BANK OF NC |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $487,900 Land $120,000 Building $367,900 | $487,900 Land $120,000 Building $367,900 | |
| 2024 | $3,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1414 Moonstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1414 Moonstone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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