Mecklenburg County property record for 1409 Moonstone Dr, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,659 sqft · built 1999 |
| Lot Size | 0.39 acres (16,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $671,000 (Sep 2023) |
| Tax Bill | $5,105 (2023) |
| Deeds & Mortgages | Oct 2024 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-612-43 |
| Primary APN | 227-612-43 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,659 sqft Heated Area |
| Gross Area | 2,864 sqft |
| 1st Floor Area | 1,279 sqft |
| Upper Floors Area | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 16,993 sqft (0.39 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 21 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 227-612-43 |
|---|---|
| Street Address | 1409 MOONSTONE DR |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-0349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L60 M28-337 |
| Legal Subdivision | THORNBLADE MAP 05 |
| Legal Lot Number | 60 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5848 |
1409 Moonstone Dr is owned and occupied by an individual who bought it in September 2023.
Source: Mecklenburg County records, as of September 21, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1409 MOONSTONE DR, MATTHEWS, NC 28105-0349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Sep 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU |
| Jul 3, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on File |
| Deed Sale | Sep 13, 2023 · Amount on File |
| Prior Sale | Jul 3, 2018 |
| Deed Document Number | 2023087850 |
| Deed Book / Page | 38369 / 340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1409 MOONSTONE DR, MATTHEWS, NC 28105-0349 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1409 MOONSTONE DR, MATTHEWS, NC 28105-0349 |
| Document Number | 0000094304 |
|---|---|
| Date | Oct 2, 2024 |
| Book Page | 39113/671 |
| Instrument | 2024094304 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 13, 2023 |
| Property Address | 1409 MOONSTONE DR, MATTHEWS, NC 28105-0349 |
| Document Number | 0000087850 |
| Book / Page | 38369 / 340 |
| Map Reference | MB 28 PG 337 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2023087850 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,342.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6001 S KINGS HWY # HWY5518, HWY5518, MYRTLE BEACH, SC 29575-4965 |
| Name | Verified Name |
|---|---|
| Address | 1409 MOONSTONE DR, MATTHEWS, NC 28105-0349 |
| Investor | Possibly a Property Investor |
| Document Number | 0000087851 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 2023087851 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1409 MOONSTONE DR, MATTHEWS, NC 28105-0349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005126 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 35533/177 |
| Instrument | 2021005126 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 12, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 3, 2018 |
| Property Address | 1409 MOONSTONE DR, MATTHEWS, NC 28105-0349 |
| Document Number | 0000083784 |
| Book / Page | 32808 / 770 |
| Map Reference | MB28 PG337 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 2018083784 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1409 MOONSTONE DR, MATTHEWS, NC 28105-0349 |
| Document Number | 0000083785 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018083785 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2033 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,105.00 | $559,900 Land $120,000 Building $439,900 | $559,900 Land $120,000 Building $439,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1409 Moonstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1409 Moonstone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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