1414 E 116th St, Carmel, IN 46032 Property Records

Hamilton County property record for 1414 E 116th St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 702 sqft · built 1920
Lot Size	3.61 acres (157,687 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Nov 2025)
Tax Bill	$5,803 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-36-401-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-36-401-011.000-018`
Alternative APN	`1609360401011000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	702 sqft Living Area
1st Floor Area	6,726 sqft
2nd Floor Area	1,674 sqft
Attic Area	270 sqft
Basement Area	378 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Other
Roof Material	Asphalt
Lot Area	157,687 sqft (3.61 acres)
Shed	1 Shed
Shed Area	1,056 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1609360401011000
Street Address	1414 E 116TH ST
City	CARMEL
State	IN
Zip	46032-3456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.62, SECTION 36, TOWNSHIP 18, RANGE 3
Legal Range	03
Legal Township	18
Legal Section	36
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1023
Census Tract	111011

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11641 ROSEMEADE DR, CARMEL, IN 46032-2593
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed, Transfer · Commercial Mortgage LAKE CITY BANK
Sep 12, 2023	Intrafamily Transfer, Transfer
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Sep 12, 2023
Deed Document Number	2025049258
Record Updated	Jun 8, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 13, 2025
Property Address	1414 E 116TH ST, CARMEL, IN 46032-3456
Document Number	0000049258
Instrument Date	Nov 12, 2025
Instrument	2025049258
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FOUNDATION TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11641 ROSEMEADE DR, CARMEL, IN 46032-2593

Mortgage

Document Number	0000049259
Date	Nov 13, 2025
Instrument	2025049259

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 10, 2026

Interest

Rate Type	Adjustable Rate

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Sep 12, 2023
Property Address	1414 E 116TH ST, CARMEL, IN 46032-3456
Document Number	0000035066
Instrument Date	Sep 1, 2023
Instrument	2023035066
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 E 116TH ST, CARMEL, IN 46032-3456
Investor	Possibly a Property Investor

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1414 E 116TH ST, CARMEL, IN 46032-3456
Document Number	0000058037
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 E 116TH ST CARMEL IN 460323456, CARMEL, IN 46032-3456

Mortgage

Document Number	0000058037
Date	Nov 27, 2017
Instrument	58037

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$477,400 (+2.16%) Land $291,300 Building $186,100	$477,400 (+2.16%) Land $291,300 Building $186,100
2024	$5,803.00 (-1.44%)	$467,300 (-) Land $291,300 Building $176,000	$467,300 (-) Land $291,300 Building $176,000
2023	$5,888.00 (+12.91%) Homeowner's exemption	$467,300 (+18.09%) Land $291,300 Building $176,000	$467,300 (+18.09%) Land $291,300 Building $176,000
2022	$5,215.00 Homeowner's exemption	$395,700 Land $172,100 Building $223,600	$395,700 Land $172,100 Building $223,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity, Xiber.

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