1350 E 116th St, Carmel, IN 46032 Property Records

Hamilton County property record for 1350 E 116th St, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,156 sqft · built 1920
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on File
Tax Bill$2,661 (2024)
Deeds & MortgagesNov 2023 Mortgage
Dec 2022 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN29-09-36-401-007.001-018

Property Details

APN / Parcel Number

Primary APN29-09-36-401-007.001-018
Alternative APN
  • 1609360401007001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,156 sqft Living Area
1st Floor Area1,376 sqft
Basement Area980 sqft
Finished Basement800 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1609360401007001
Street Address1350 E 116TH ST
CityCARMEL
StateIN
Zip46032-3401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .55, SECTION 36, TOWNSHIP 18, RANGE 3
Legal Range03
Legal Township18
Legal Section36
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1023
Census Tract111011

Owner

Source: Hamilton County records · APN 29-09-36-401-007.001-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1350 E 116TH ST, CARMEL, IN 46032-3401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST BANK
Dec 28, 2022Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2007
Deed SaleOct 08, 2007
Prior SaleJan 23, 2007
Deed Document Number2007057409
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1350 E 116TH ST, CARMEL, IN 46032-3401
Transaction TypeMortgage
Record UpdatedDec 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1350 E 116TH ST, CARMEL, IN 46032-3401

Mortgage

Document Number0000044076
DateNov 21, 2023
Instrument2023044076
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1350 E 116TH ST, CARMEL, IN 46032-3401
Transaction TypeMortgage
Record UpdatedJan 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060320
DateDec 28, 2022
Instrument2022060320
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 18, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1350 E 116TH ST, CARMEL, IN 46032-3401
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062784
DateSep 11, 2020
Instrument2020062784
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$267,900 (+3.04%) Land $114,800 Building $153,100$267,900 (+3.04%) Land $114,800 Building $153,100
2024$2,661.00 (+3.18%)$260,000 (-0.04%) Land $114,800 Building $145,200$260,000 (-0.04%) Land $114,800 Building $145,200
2023$2,579.00 (-8.32%)$260,100 (+0.23%) Land $114,800 Building $145,300$260,100 (+0.23%) Land $114,800 Building $145,300
2022$2,813.00$259,500 Land $51,500 Building $208,000$259,500 Land $51,500 Building $208,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 118 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
On-Ramp Indiana
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Metronet Holdings, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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