Manitowoc County property record for 1414 Crystal Spring Rd, Two Rivers, WI 54241
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.51 acres (66,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $317,900 (Mar 2025) |
| Tax Bill | $2,352 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-121-014-007.00 |
| Primary APN | 18-121-014-007.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 66,211 sqft |
|---|
| Street Address | 1414 CRYSTAL SPRING RD |
|---|---|
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-9380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | TRACT 1 OF CS V1 P553 IN NW1/4 SE1/4 |
| Legal Range | 24E |
| Legal Township | 20N |
| Legal Section | 21 |
| Legal Tract | 1 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | TWO RIVERS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10100 |
Source: Manitowoc County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1414 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOX COMMUNITIES CU |
| Aug 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage FOX COMMUNITIES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2020 · Amount on Record |
| Deed Document Number | 20251281943 |
| Deed Book / Page | 3680 / 165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 1414 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9380 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003553/242 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 3553/242 |
| Instrument | 1261281 |
| Name | FOX COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54913 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 12.5% |
| Index | 1-Year T-Bill |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Aug 14, 2020 |
| Property Address | 1414 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9380 |
| Document Number | 3325/184 |
| Book / Page | 3325 / 184 |
| Map Reference | DOC 412159 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 1223386 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1414 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9380 |
| Document Number | 1223387 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 1223387 |
| Name | FOX COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| County Subdivision | Two Rivers Town |
| Unified School District | Two Rivers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,352.00 (+24.97%) Homeowner's exemption | $188,700 (-) Land $35,200 Building $153,500 | $244,119 (+29.62%) Land $45,538 Building $198,581 |
| 2023 | $1,882.00 (+9.87%) Homeowner's exemption | $188,700 (+52.18%) Land $35,200 Building $153,500 | $188,335 (+16.83%) Land $35,132 Building $153,203 |
| 2022 | $1,713.00 Homeowner's exemption | $124,000 Land $25,200 Building $98,800 | $161,209 Land $32,762 Building $128,447 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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