Manitowoc County property record for 1324 Crystal Spring Rd, Two Rivers, WI 54241
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-121-014-003.00 |
| Primary APN | 18-121-014-003.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 41,382 sqft (0.95 acres) |
|---|
| Street Address | 1324 CRYSTAL SPRING RD |
|---|---|
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-9381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | 1346-156 S 233 OF E 177 OF W 395 OF NW1/4 SE1/4 |
| Legal Range | 24E |
| Legal Township | 20N |
| Legal Section | 21 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | TWO RIVERS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10100 |
Source: Manitowoc County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1324 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITEDONE CU |
| Sep 20, 2018 | Deed of Trust, Mortgage UNITEDONE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 1324 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9381 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3427/437 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 3427/437 |
| Instrument | 1239696 |
| Name | UNITEDONE CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 1324 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9381 |
| Document Number | 0001198711 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1324 CRYSTAL SPRING RD TWO RIVERS WI 542419381, TWO RIVERS, WI 54241-9381 |
| Document Number | 0001198711 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 003177/000249 |
| Instrument | 1198711 |
| Name | UNITEDONE CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.74% |
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| County Subdivision | Two Rivers Town |
| Unified School District | Two Rivers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,698.00 (+24.16%) Homeowner's exemption | $214,100 (-) Land $28,500 Building $185,600 | $276,979 (+29.62%) Land $36,870 Building $240,109 |
| 2023 | $2,173.00 (+6.16%) Homeowner's exemption | $214,100 (+47.35%) Land $28,500 Building $185,600 | $213,686 (+13.12%) Land $28,445 Building $185,241 |
| 2022 | $2,047.00 Homeowner's exemption | $145,300 Land $19,000 Building $126,300 | $188,900 Land $24,701 Building $164,199 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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