St. Charles County property record for 1414 Chambers Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,110 sqft · built 1998 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,800 (Mar 2016) |
| Tax Bill | $4,354 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A974000051 |
| Primary APN | A974000051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 3,547 sqft |
| 1st Floor Area | 1,093 sqft |
| Basement Area | 1,017 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A974000051 |
|---|---|
| Street Address | 1414 CHAMBERS DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE0 |
| Legal Description | BRYAN VALLEY #2 LOT 134 |
| Legal Subdivision | BRYAN VALLEY #2 |
| Legal Lot Number | 134 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 311907 |
Source: St. Charles County records · APN A974000051
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1414 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Mar 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Feb 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK |
| Jun 06, 2017 | Deed of Trust, Mortgage DAS ACQUISITION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2016 · Amount on Record |
| Deed Sale | Mar 01, 2016 · Amount on Record |
| Prior Sale | Sep 06, 2005 · Amount on Record |
| Deed Document Number | 2016117890 |
| Deed Book / Page | 6497 / 1178 |
| Prior Transfer Date | Jan 15, 1999 |
| Prior Transfer Doc | 0000006838 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1414 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1414 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Document Number | 0000010943 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024R-010943 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 16, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1414 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1414 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Document Number | 0000010731 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024R-010731 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Mar 16, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1414 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0067010974 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 6701/0974 |
| Instrument | 20170221000105200 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | 83105 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1414 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Document Number | 0067572278 |
| Book / Page | 006757 / 002278 |
| Instrument Date | Jun 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2017 |
| Title Company | NETCO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1414 CHAMBERS DR O FALLON MO 633663474, O FALLON, MO 63366-3474 |
| Document Number | 0067572278 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 006757/002278 |
| Instrument | 358900 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2047 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,354.00 (+8.93%) | $63,733 (+12.2%) | $335,437 (+12.2%) Land $60,000 Building $275,437 |
| 2024 | $3,997.00 | ||
| 2023 | $56,802 | ||
| 2022 | $298,958 Land $45,000 Building $253,958 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 489 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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