St. Charles County property record for 1404 Chambers Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,868 sqft · built 1997 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,400 (Jan 2018) |
| Tax Bill | $4,428 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2021 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A974000053 |
| Primary APN | A974000053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,868 sqft Living Area |
| Gross Area | 3,444 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 976 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 176 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Patio Area | 240 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A974000053 |
|---|---|
| Street Address | 1404 CHAMBERS DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE0 |
| Legal Description | BRYAN VALLEY #2 LOT 136 |
| Legal Subdivision | BRYAN VALLEY #2 |
| Legal Lot Number | 136 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 311907 |
Source: St. Charles County records · APN A974000053
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1404 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit ARSENAL CU |
| Dec 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JUSTINE PETERSEN HOUSING AND REINVESTMEN |
| Oct 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 06, 2020 | Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL |
| Dec 13, 2019 | Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL |
| Jan 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on Record |
| Deed Sale | Jan 11, 2018 · Amount on Record |
| Prior Sale | Jun 09, 2004 · Amount on Record |
| Deed Document Number | 201821380 |
| Deed Book / Page | 6866 / 337 |
| Prior Transfer Date | Apr 15, 1998 |
| Prior Transfer Doc | 0020650052 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1404 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1404 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Document Number | 0000060914 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022R-060914 |
| Name | ARSENAL CU |
|---|---|
| Type | Credit Union |
| Address | ARNOLD, MO 63010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 26, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1404 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1404 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Document Number | 0000099936 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021R-099936 |
| Name | JUSTINE PETERSEN HOUSING AND REINVESTMEN |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT LOUIS, MO 63106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1404 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 1404 CHAMERS DR, O FALLON, MO 63366-3474 |
| Document Number | 2021R085969 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021R-085969 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1404 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Document Number | 0000077288 |
| Instrument Date | Oct 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1404 CHAMBERS DR O FALLON MO 633663474, O FALLON, MO 63366-3474 |
| Document Number | 0000077288 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 77288 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | SAINT LOUIS, MO 63106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1404 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Document Number | 0072010408 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1404 CHAMBERS DR O FALLON MO 633663474, O FALLON, MO 63366-3474 |
| Document Number | 0072010408 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 007201/000408 |
| Instrument | 727720 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | SAINT LOUIS, MO 63106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 11, 2018 |
| Property Address | 1404 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Document Number | 0068660337 |
| Book / Page | 6866 / 0337 |
| Map Reference | MB 33 PG 105 |
| Instrument Date | Jan 05, 2018 |
| Instrument | 20180111000021380 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5219 NW 99TH AVE, 5219, SUNRISE, FL 33351-4759 |
| Name | Verified Name |
|---|---|
| Address | 1404 CHAMBERS DR, O FALLON, MO 63366-3474 |
| Document Number | 20180111000021390 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 20180111000021390 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,428.00 (+8.32%) | $64,823 (+11.55%) | $341,175 (+11.55%) Land $60,000 Building $281,175 |
| 2024 | $4,088.00 | ||
| 2023 | $58,113 | ||
| 2022 | $305,860 Land $45,000 Building $260,860 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 489 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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