1414 Avocado Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 1414 Avocado Rd, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,480 sqft · built 1962
Lot Size0.425 acres (18,500 sqft)
Owner2 Individual Names on Record
Last Sale$2,250,000 (Feb 2025)
Tax Bill$5,377 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN151-102-03-00

Property Details

APN / Parcel Number

Primary APN151-102-03-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,480 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area18,500 sqft (0.425 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1414 AVOCADO RD
CityOCEANSIDE
StateCA
Zip92054-5704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 2 PAR AS PER ROS 4467 IN TR 002322
Legal SubdivisionDUNSTAN HEIGHTS
Legal Tract002322
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2012
Census Tract18504

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1414 AVOCADO RD, OCEANSIDE, CA 92054-5704
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2025 · Amount on Record
Deed SaleFeb 11, 2025 · Amount on Record
Prior SaleAug 26, 1998
Deed Document Number202535040
Prior Transfer DateFeb 9, 2005
Prior Transfer Doc0000442303
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1414 AVOCADO RD, OCEANSIDE, CA 92054-5704
Transaction TypeMortgage
Record UpdatedNov 12, 2025
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 AVOCADO RD, OCEANSIDE, CA 92054-5704

Mortgage

Document Number0000307552
DateOct 31, 2025
Instrument2025-0307552
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11%
IndexSOFR Average 30-Day
Max Rate11%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,295,000 (+381.58%) Land $1,723,800 Building $571,200
2025$5,377.00 (+5.18%)$476,561 (+4.04%) Land $235,144 Building $241,417
2023$5,112.00 (+1.53%)$458,058 Land $226,014 Building $232,044
2022$5,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1985–2018)
Claims Outside the SFHA3 of 13
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

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