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1414 3rd St, #B, Key West, FL 33040 Property Records

Monroe County property record for 1414 3rd St, #B, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1958
Lot Size0.065 acres (2,831 sqft)
Owner2 Individual Names on File
Last Sale$805,000 (Dec 2023)
Tax Bill$5,901 (2024)
Deeds & MortgagesJun 2023 Transfer
Oct 2021 Line of Credit
Flood ZoneZone AE (high risk)
APN00046850-000000

Property Details

APN / Parcel Number

Primary APN00046850-000000
Alternative APNs
  • 01010100046850000000
  • 1047457

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units2 Units
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2015
Architectural StyleMulti-Family
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,831 sqft (0.065 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

Pool Area170 sqft
PorchOpen Porch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area353 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1047457
Street Address1414 3RD ST, B
CityKEY WEST
StateFL
Zip33040-3749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionUNIT B KW KW REALTY COS FIRST SUB PB1-43 LOT 7 SQR 15 TR 21 OR77-297 OR747-697 OR1886-605 OR2681-1788 OR2770-1069 OR3131-1634 OR3229-1987 OR3253-1608
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST REALTY COS FIRST SUB
Legal Tract21
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3012
Census Tract972200

Owner

1414 3rd St, #B is owned and occupied by two individuals who bought it in December 2023.

Source: Monroe County records, as of May 12, 2026

Owner of Record2 Individual Names on File
Mailing Address1414 3RD ST, KEY WEST, FL 33040-3749
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 14, 2021Intrafamily Transfer, Transfer · Line of Credit
FIRST STATE BANK OF THE FLORIDA KEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2023 · Amount on File
Deed SaleDec 8, 2023 · Amount on File
Prior SaleAug 18, 2021 · Amount on File
Deed Document Number20232442943
Deed Book / Page3253 / 1608
Prior Transfer DateApr 25, 2023
Prior Transfer Doc0002421578
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJun 13, 2023
Property Address1414 3RD ST # B, B, KEY WEST, FL 33040
Document Number0032291987
Book / Page3229 / 1987
Map ReferenceMB 1 PG 43
Instrument DateApr 25, 2023
Instrument2421580
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2027 STAPLES AVE # A, A, KEY WEST, FL 33040-3735

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateOct 14, 2021
Property Address1414 3RD ST # B, B, KEY WEST, FL 33040
Document Number0031311634
Book / Page3131 / 1634
Map ReferenceMB 1 PG 43
Instrument DateOct 4, 2021
Instrument2344081
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2027 STAPLES AVE, KEY WEST, FL 33040-3735

Mortgage

Document Number0031311638
DateOct 14, 2021
Instrument3131/1638
Lender
NameFIRST STATE BANK OF THE FLORIDA KEY
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 8, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$587,515 Land $304,814 Building $282,701$587,515 Land $304,814 Building $282,701
2024$5,901.00 (+30.9%)
2023$4,508.00 (+4.55%) Homeowner's exemption$468,901 (+3%)$498,371 (+9.47%) Land $285,959 Building $212,412
2022$4,312.00 Homeowner's exemption$455,244 Land $239,891 Building $215,353$455,244 Land $239,891 Building $215,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1414 3rd St, #B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 132 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies142 units insured
incl. 10 condo units
Nearby Flood Claims247 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 142 claims
  • Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1414 3rd St, #B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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