1315 3rd St, Key West, FL 33040 Property Records

Monroe County property record for 1315 3rd St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,562 sqft · built 1950
Lot Size0.114 acres (5,000 sqft)
Owner2 Individual Names on Record
Tax Bill$2,112 (2024)
Flood ZoneZone AE (high risk)
APN00047640-000000

Property Details

APN / Parcel Number

Primary APN00047640-000000
Alternative APNs
  • 01010100047640000000
  • 1048259

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,562 sqft Living Area
1st Floor Area1,562 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1989
Exterior MaterialWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area560 sqft

Exterior Amenities

PorchOpen Porch
Porch Area128 sqft
Deck Area200 sqft
Patio Area200 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1048259
Old Parcel Number01010100047640000000
Street Address1315 3RD ST
CityKEY WEST
StateFL
Zip33040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW KW REALTY CO'S FIRST SUB PB1-43 LOT 12 SQR 21 TR 21 C5-337/38 OR216-481/82 OR417-59/60 OR1589-1750R/S OR2273-2483
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST REALTY CO FIRST SUB
Legal Tract21
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4013
Census Tract972200

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address2100 HARRIS AVE, KEY WEST, FL 33040-3725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Prior SaleFeb 21, 2007
Last Transfer DateNov 14, 2016
Transfer Doc0028251422
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$251,734 (+5.99%)$686,618 (+6.84%) Land $485,000 Building $201,618
2024$2,112.00 (+2.28%)
2023$2,065.00 (+2.89%) Senior Citizen's exemption$237,515 (+3%)$642,663 (+13.12%) Land $455,000 Building $187,663
2022$2,007.00 Senior Citizen's exemption$230,598$568,146 Land $390,000 Building $178,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 units insured
incl. 3 condo units
Nearby Flood Claims333 (1980–2025)
Claims Outside the SFHA1 of 333
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 45 claims
  • Hurricane Wilma, Oct 2005 · 199 claims
  • Hurricane Georges, Sep 1998 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number