14134 Windy Haven Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 14134 Windy Haven Rd, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,736 sqft · built 1973
Lot Size5.23 acres (227,819 sqft)
Owner2 Individual Names on File
Last Sale$138,500 (Mar 2000)
Tax Bill$3,497 (2026)
Deeds & MortgagesApr 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14-000658

Property Details

APN / Parcel Number

Primary APN14-000658
Alternative APN
  • 000658

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,736 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area227,819 sqft (5.23 acres)
PorchSlab
Porch Area389 sqft
Deck Area448 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number000658
Street Address14134 WINDY HAVEN RD
CitySMITHSBURG
StateMD
Zip21783-1125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal Description5.23 ACRES 14134 WINDY HAVEN RD
JurisdictionWASHINGTON MD
Township / Civil Division14, RINGGOLD
Census Block Group1
Census Block1027
Census Tract10200

Owner

14134 Windy Haven Rd is owned and occupied by two individuals who bought it in March 2000.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address14134 WINDY HAVEN RD, SMITHSBURG, MD 21783-1125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · Closed-End Mortgage
BANK OF CHARLES TOWN
Jan 30, 2018Deed of Trust, Mortgage
INDUSTRIAL DEV AUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2000 · Amount on File
Deed SaleMar 10, 2000 · Amount on File
Deed Document Number20009326
Deed Book / Page1557 / 733
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address14134 WINDY HAVEN RD, SMITHSBURG, MD 21783-1125
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065800431
DateApr 9, 2021
Book Page6580/431
Lender
NameBANK OF CHARLES TOWN
TypeBank
AddressCHARLES TOWN, WV 25414
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term179 Months
DueMar 26, 2036

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address14134 WINDY HAVEN RD, SMITHSBURG, MD 21783-1125
Document Number0056880331
Book / Page005688 / 000331
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedFeb 23, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address14134 WINDY HAVEN RD SMITHSBURG MD 217831125, SMITHSBURG, MD 21783-1125

Mortgage

Document Number0056880331
DateFeb 12, 2018
Book Page005688/000331
Lender
NameINDUSTRIAL DEV AUTH
Address400 N STREETFOURTH FL, HARRISBURG, PA 17120
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 14134 Windy Haven Rd was $3,497 with a homeowner's exemption, up 5.4% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,497.00 (+5.43%) Homeowner's exemption$438,167 (+19.02%)$508,200 (-) Land $101,100 Building $407,100
2025$3,317.00 Homeowner's exemption$368,133$508,200 Land $101,100 Building $407,100
2023$2,974.00 Homeowner's exemption$286,033$298,100 Land $101,100 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14134 Windy Haven Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14134 Windy Haven Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable
1,300 / 50
PA.net
Fixed Wireless · not low latency
200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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