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14131 Windy Haven Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 14131 Windy Haven Rd, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,661 sqft · built 1998
Lot Size2.31 acres (100,624 sqft)
Owner2 Individual Names on Record
Last Sale$495,000 (Oct 2020)
Tax Bill$4,134 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN14-013229

Property Details

APN / Parcel Number

Primary APN14-013229
Alternative APN
  • 013229

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,661 sqft Total Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area100,624 sqft (2.31 acres)
Garage TypeAttached
Garage Area750 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area56 sqft
Deck Area333 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number013229
Street Address14131 WINDY HAVEN RD
CitySMITHSBURG
StateMD
Zip21783-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 3 2.31 ACRES 14131 WINDY HAVEN RD E/S MD RT 64
Legal SubdivisionRALPH E STERLING
Legal Lot Number3
JurisdictionWASHINGTON MD
Township / Civil Division14, RINGGOLD
Census Block Group1
Census Block1026
Census Tract10200

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14131 WINDY HAVEN RD, SMITHSBURG, MD 21783-1126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Deed, Transfer · VA Mortgage
GEORGE MASON MORTGAGE LLC
Mar 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2020 · Amount on Record
Deed SaleOct 9, 2020 · Amount on Record
Prior SaleMar 31, 1997 · Amount on Record
Deed Book / Page6388 / 1
Prior Transfer DateFeb 20, 2019
Prior Transfer Doc0059410468
Record UpdatedOct 29, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateOct 9, 2020
Property Address14131 WINDY HAVEN RD, SMITHSBURG, MD 21783-1126
Document Number0063880001
Book / Page6388 / 1
Map ReferenceFO 4450
Instrument DateSep 30, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyRGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2362 BRADDOCK RD, 2362, MOUNT AIRY, MD 21771-8804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14131 WINDY HAVEN RD, SMITHSBURG, MD 21783-1126

Mortgage

Document Number0000063886
DateOct 9, 2020
Instrument6388/6
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON MD
Recording DateMar 25, 2019
Property Address14131 WINDY HAVEN RD, SMITHSBURG, MD 21783-1126
Document Number0059410468
Book / Page005941 / 000468
Instrument DateMar 20, 2019
Transaction TypeTransfer
Record UpdatedApr 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14131 WINDY HAVEN RD SMITHSBURG MD 217831126, SMITHSBURG, MD 21783-1126

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,134.00 (+5.57%) Homeowner's exemption$591,067 (+10.83%)$648,800 (-) Land $84,800 Building $564,000
2025$3,916.00 (+5.52%) Homeowner's exemption$533,333 (+27.9%)$648,800 (+36.42%) Land $84,800 Building $564,000
2024$3,711.00 (+6.85%)
2023$3,473.00 Homeowner's exemption$417,000$475,600 Land $84,800 Building $390,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable		1,300 / 50
PA.net
Fixed Wireless · not low latency		200 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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