1413 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 1413 Saint Clair River Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,020 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$52,549 (Feb 2014)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`74-01-105-0436-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-105-0436-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	1,146 sqft
Basement Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Area	1,100 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1413 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 6 & N 2' OF LOT 7 BLK 149 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR
Legal Subdivision	VILLAGE OF ALGONAC
Legal Block	149
Legal Lot Number	6-7
Legal Unit	6,7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	2
Census Block	2013
Census Tract	649000

Owner

1413 Saint Clair River Dr is owned and occupied by an individual who bought it in February 2014.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1413 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2014 · Amount on File
Deed Sale	Feb 12, 2014 · Amount on File
Prior Sale	Mar 6, 2013 · Amount on File
Deed Document Number	20142654
Deed Book / Page	4481 / 215
Prior Transfer Date	Feb 28, 2013
Prior Transfer Doc	004366/234
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 14, 2017
Property Address	1413 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1341
Document Number	0048580108
Book / Page	004858 / 000108
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8087 WESTMINSTER AVE WARREN MI 480892916, WARREN, MI 48089-2916

Mortgage

Document Number	48580109
Date	Aug 14, 2017
Book Page	004858/000109

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1413 Saint Clair River Dr was $2,926 with a homeowner's exemption, up 2.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,700 (+4.96%)	$245,400
2025	$2,926.00 (+2.06%) Homeowner's exemption	$116,900
2024	$2,867.00		$233,800
2023		$95,400
2022	$2,554.00		$190,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 Saint Clair River Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1984–2021)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Saint Clair River Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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