St. Clair County property record for 1405 Saint Clair River Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,868 sqft |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,239 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-01-105-0434-000 |
| Primary APN | 74-01-105-0434-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,868 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Basement Area | 2,856 sqft |
| Lot Area | 14,375 sqft (0.33 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 118 ft wide |
| Garage Area | 1,824 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1405 SAINT CLAIR RIVER DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 8 & SLY 58' OF LOT 7 BLK 149 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST |
| Legal Subdivision | VILLAGE OF ALGONAC |
| Legal Block | 149 |
| Legal Lot Number | 7-8 |
| Legal Unit | 8,7 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 649000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2007 |
| Transfer Doc | 003738/004 |
| Record Updated | Oct 29, 2026 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,000 (+16.7%) | $362,000 (+16.7%) | |
| 2025 | $3,239.00 (+2.05%) Homeowner's exemption | $155,100 (+17.95%) | |
| 2024 | $3,174.00 (+12.2%) | $310,200 (+17.95%) | |
| 2023 | $131,500 | ||
| 2022 | $2,829.00 | $263,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1984–2021) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Feb 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
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