1413 Oldtimer St, Oak Harbor, WA 98277 Property Records

Island County property record for 1413 Oldtimer St, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1976
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Oct 2018)
Tax Bill	$4,118 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R13221-447-2500`

Property Details

APN / Parcel Number

Primary APN	`R13221-447-2500`
Alternative APN	`709255`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1981
Exterior Material	Hardboard/Plywood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	435 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1413 OLDTIMER ST
City	OAK HARBOR
State	WA
Zip	98277-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	58 - N240 OF E/2 SE NE NW EX N & E30 TGW EZ
Legal Range	1E
Legal Township	32N
Legal Section	21
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2002
Census Tract	971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1413 OLDTIMER ST, OAK HARBOR, WA 98277-8269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Deed of Trust, Mortgage · VA Mortgage ALASKA USA MORTGAGE CO LLC
Oct 9, 2018	Warranty Deed, Transfer · VA Mortgage ALASKA USA MORTGAGE CO LLC
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Prior Sale	Aug 31, 2015 · Amount on Record
Deed Document Number	20184453090
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1413 OLDTIMER ST, OAK HARBOR, WA 98277-8269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004470618
Date	Sep 3, 2019
Instrument	4470618

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company
Address	ANCHORAGE, AK 99503

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 9, 2018
Property Address	1413 OLDTIMER ST, OAK HARBOR, WA 98277-8269
Document Number	0004453090
Instrument Date	Oct 8, 2018
Instrument	4453090
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND COUN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,324.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 OLDTIMER ST, OAK HARBOR, WA 98277-8269

Mortgage

Document Number	0004453092
Date	Oct 9, 2018
Instrument	4453092

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1413 OLDTIMER ST, OAK HARBOR, WA 98277-8269
Document Number	0004442000
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1413 OLDTIMER ST OAK HARBOR WA 982778269, OAK HARBOR, WA 98277-8269

Mortgage

Document Number	0004442000
Date	Apr 4, 2018
Instrument	4442000

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,118.00 (+15.71%)
2025		$530,826 (+4.69%) Land $283,800 Building $247,026	$530,826 (+4.69%) Land $283,800 Building $247,026
2023	$3,559.00	$507,026 (+6.4%) Land $260,000 Building $247,026	$507,026 (+6.4%) Land $260,000 Building $247,026
2022		$476,509 Land $250,000 Building $226,509	$476,509 Land $250,000 Building $226,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS CUSTER ESTATES WATER ASSN private · serves 194 people · EPA ID WA5317035
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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