1386 Oldtimer St, Oak Harbor, WA 98277 Property Records

Island County property record for 1386 Oldtimer St, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,988 sqft · built 2005
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,267 (2023)
Deeds & Mortgages	May 2023 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R13221-475-2900`

Property Details

APN / Parcel Number

Primary APN	`R13221-475-2900`
Alternative APN	`509621`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,988 sqft Living Area
Gross Area	4,288 sqft
1st Floor Area	1,688 sqft
2nd Floor Area	1,300 sqft
Upper Floors Area	1,382 sqft
Attic Area	650 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Logs
Construction Type	Log
Foundation Type	Concrete
Roof Material	Aluminum
Lot Area	118,919 sqft (2.73 acres)
Garage Type	Mixed
Garage Area	720 sqft
Carport	Carport
Carport Area	676 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch
Porch Area	1,420 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	509621
Street Address	1386 OLDTIMER ST
City	OAK HARBOR
State	WA
Zip	98277-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	N219.81 OF S879.26 OF GL5 TGW SUB EZ FR 462-2910 DRAINFIELD LOC ON 450-2900 TR 29-N SP 77-115
Legal Range	01
Legal Township	32
Legal Section	21
Legal Subdivision	TGW SUB
Legal Tract	29
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2000
Census Tract	971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1386 OLDTIMER ST, OAK HARBOR, WA 98277-7619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 10, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jan 16, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1386 OLDTIMER ST, OAK HARBOR, WA 98277-7619
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004559941
Date	May 15, 2023
Instrument	4559941

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1386 OLDTIMER ST, OAK HARBOR, WA 98277-7619
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004537505
Date	Jan 10, 2022
Instrument	4537505

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1386 OLDTIMER ST, OAK HARBOR, WA 98277-7619
Document Number	0004437752
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1386 OLDTIMER ST OAK HARBOR WA 982777619, OAK HARBOR, WA 98277-7619

Mortgage

Document Number	0004437752
Date	Jan 22, 2018
Instrument	4437752

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$931,139 (+1.15%) Land $312,685 Building $618,454	$931,139 (+1.15%) Land $312,685 Building $618,454
2023	$6,267.00	$920,563 (+8.8%) Land $270,000 Building $650,563	$920,563 (+8.8%) Land $270,000 Building $650,563
2022		$846,088 Land $250,000 Building $596,088	$846,088 Land $250,000 Building $596,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS CUSTER ESTATES WATER ASSN private · serves 194 people · EPA ID WA5317035
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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