1413 Mill St, Midland, MI 48640 Property Records

Midland County property record for 1413 Mill St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 844 sqft · built 1937
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Oct 2025)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-16-40-232`

Property Details

APN / Parcel Number

Primary APN	`14-16-40-232`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	844 sqft Living Area
1st Floor Area	844 sqft
Basement Area	780 sqft
Unfinished Basement	844 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	119 ft deep x 60 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1413 MILL ST
City	MIDLAND
State	MI
Zip	48640-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	BEG AT S COR OF LOT 6 BLK 4 DOW CHEM CO ADD, NWLY 119.45 FT, NELY 60 FT, SELY 120 FT, SWLY 60.6 FT TO BEG.
Legal Subdivision	DOW CHEM CO ADD
Legal Block	4
Legal Lot Number	6
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4001
Census Tract	290100

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3714 DAHLIA ST, MIDLAND, MI 48642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Dec 11, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Deed Document Number	20259366
Deed Book / Page	2025 / 9366
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	01629/01024
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 21, 2025
Property Address	1413 MILL ST, MIDLAND, MI 48640-5575
Document Number	2025R09366
Instrument Date	Oct 15, 2025
Instrument	2025R-09366
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2234 W HUNTINGTON DR, QUINCY, IL 62301-7088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 DAHLIA ST, MIDLAND, MI 48642

Mortgage

Document Number	2025R09367
Date	Oct 21, 2025
Instrument	2025R-09367

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	2025R09537
Date	Oct 24, 2025
Instrument	2025R-09537

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Dec 11, 2019
Property Address	1413 MILL ST, MIDLAND, MI 48640-5575
Document Number	01629/01024
Book / Page	01629 / 01024
Instrument Date	Dec 10, 2019
Instrument	01629-01024
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 MILL ST, MIDLAND, MI 48640-5575

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,000 (+13.3%)	$138,000 (+13.3%)
2025	$1,519.00 (+1.06%) Homeowner's exemption	$60,900	$121,800
2024	$1,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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