1411 Mill St, Midland, MI 48640 Property Records

Midland County property record for 1411 Mill St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,395 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-40-230`

Property Details

APN / Parcel Number

Primary APN	`14-16-40-230`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	984 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1411 MILL ST
City	MIDLAND
State	MI
Zip	48640-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	SE 120 FT OF LOT 5 BLK 4 DOW CHEM CO ADD
Legal Subdivision	DOW CHEM CO ADD
Legal Block	4
Legal Lot Number	5
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4001
Census Tract	290100

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1411 MILL ST, MIDLAND, MI 48640-5575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Intrafamily Transfer, Transfer
Jan 25, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022
Deed Sale	Jan 25, 2022
Deed Book / Page	1653 / 1017
Prior Transfer Date	Jan 21, 2022
Prior Transfer Doc	01653/1019
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jan 25, 2022
Property Address	1411 MILL ST, MIDLAND, MI 48640-5575
Document Number	01653/1019
Book / Page	1653 / 1019
Map Reference	LB A PG 31
Instrument Date	Jan 21, 2022
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1411 MILL ST, MIDLAND, MI 48640-5575

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 25, 2022
Property Address	1411 MILL ST, MIDLAND, MI 48640-5575
Document Number	01653/1017
Book / Page	1653 / 1017
Map Reference	LB A PG 31
Instrument Date	Jan 21, 2022
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4925 CHRISTIE CT, 4925, MIDLAND, MI 48640-2432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 WINSCONSIN ST #4 # 4, 4, MIDLAND, MI 48642-5763

Mortgage

Document Number	0016531018
Date	Jan 25, 2022
Instrument	1653/1018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 3, 2021
Property Address	1411 MILL ST, MIDLAND, MI 48640-5575
Document Number	1645/457
Book / Page	1645 / 457
Map Reference	LB A PG 31
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 MCCORMICK ST, 210, BAY CITY, MI 48708-7731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 CHRISTIE CT, MIDLAND, MI 48640

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,900	$161,800
2025	$2,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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