1413 E Main St, Montrose, CO 81401 Property Records

Montrose County property record for 1413 E Main St, Montrose, CO 81401

Property Summary

Property Type	Restaurant
Details	5,745 sqft · built 1967
Lot Size	0.73 acres (31,805 sqft)
Owner	Company Name on File
Last Sale	$650,000 (Mar 2022)
Tax Bill	$14,656 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-224-07-015`

Property Details

APN / Parcel Number

Primary APN	`3767-224-07-015`
Alternative APN	`R0650472`

Interior

Stories	1 Story
Building Area	5,745 sqft Heated Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1981
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	31,805 sqft (0.73 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0650472
Street Address	1413 E MAIN ST
City	MONTROSE
State	CO
Zip	81401-5824
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	SUBD: BELVEDERE HEIGHTS SUBD LOT: 13 DESC BY M/B BK714 PG418 (TRT 1) & BK714 PG658 (TRT 2) S: 22 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	22
Legal Subdivision	BELVEDERE HEIGHTS
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2013
Census Tract	966302

Owner

1413 E Main St, a commercial property, is owned by a company that bought it in March 2022.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Company Name on File
Mailing Address	1413 E MAIN ST, MONTROSE, CO 81401-5824
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Construction Mortgage B SIDE CAPITAL
Mar 3, 2022	Special Warranty Deed, Transfer · Commercial Mortgage ZB NA
Jan 17, 2018	Special Warranty Deed, Transfer · Commercial Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Jan 17, 2018 · Amount on File
Deed Document Number	2022947527
Prior Transfer Date	Apr 25, 2016
Prior Transfer Doc	0000874438
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1413 E MAIN ST, MONTROSE, CO 81401-5824
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000954506
Date	Aug 25, 2022
Instrument	954506

Lender

Name	B SIDE CAPITAL
Type	Non-Lending Institution
Address	DENVER, CO 80216

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	302 Months
Due	Oct 1, 2047

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 3, 2022
Property Address	1413 E MAIN ST, MONTROSE, CO 81401-5824
Document Number	0000947527
Instrument Date	Mar 1, 2022
Instrument	947527
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 MERCHANT DR, 145, MONTROSE, CO 81401-3017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 COPPER CANYON DR, GRAND JUNCTION, CO 81505-2001

Mortgage

Document Number	0000947528
Date	Mar 3, 2022
Instrument	947528

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 2, 2032

Mortgage

Document Number	0000947529
Date	Mar 3, 2022
Instrument	947529

Lender

Name	ZB NA
Type	Bank
Address	GRAND JUNCTION, CO 81505

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jan 17, 2018
Property Address	1413 E MAIN ST, MONTROSE, CO 81401-5824
Document Number	893437
Instrument Date	Jan 16, 2018
Instrument	893437
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 N TOWNSEND AVE, MONTROSE, CO 81401-3078

Mortgage

Document Number	893438
Date	Jan 17, 2018
Instrument	893438

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1413 E Main St was $14,656, up 12.2% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,656.00 (+12.19%)	$210,970 (+14.98%)	$781,350 Land $276,700 Building $504,650
2024	$13,064.00 (+4.64%)	$183,490 (-7.99%) Land $70,190 Building $113,300
2023	$12,485.00	$199,430 Land $72,960 Building $126,470	$657,690 Land $251,580 Building $406,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1413 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1413 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Clearnetworx, T-Mobile, Verizon.

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