1400 E Main St, Montrose, CO 81401 Property Records

Montrose County property record for 1400 E Main St, Montrose, CO 81401

Property Summary

Property Type	Bank, Financial Building
Details	5,241 sqft · built 2004
Lot Size	1.68 acres (73,570 sqft)
Owner	Company Name on Record
Last Sale	$1,199,000 (Feb 2021)
Tax Bill	$44,801 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Foreclosure
Flood Zone	Zone X (moderate risk)
APN	`3767-271-37-001`

Property Details

APN / Parcel Number

Primary APN	`3767-271-37-001`
Alternative APN	`R0017202`

Interior

Stories	1 Story
Building Area	5,241 sqft Heated Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Urethane Foam
Lot Area	73,570 sqft (1.68 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	R0017202
Street Address	1400 E MAIN ST
City	MONTROSE
State	CO
Zip	81401-5841
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	B2
Legal Description	SUBD: CREEKSIDE SUBD LOT 2 AMENDED LOT: 2 S: 27 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	27
Legal Subdivision	CREEKSIDE SUBD
Legal Lot Number	2
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2000
Census Tract	966301

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1400 E MAIN ST, MONTROSE, CO 81401-5841
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage SAN JUAN MOUNTAINS CU
Feb 1, 2021	Warranty Deed, Foreclosure LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Feb 1, 2004 · Amount on Record
Deed Document Number	2021931383
Prior Transfer Date	Jul 10, 2006
Prior Transfer Doc	0000758021
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1400 E MAIN ST, MONTROSE, CO 81401-5841
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 422 N, NORWOOD, CO 81431

Mortgage

Document Number	0000947883
Date	Mar 14, 2022
Instrument	947883

Lender

Name	SAN JUAN MOUNTAINS CU
Type	Credit Union
Address	MONTROSE, CO 81401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 1, 2021
Property Address	1400 E MAIN ST, MONTROSE, CO 81401-5841
Document Number	0000931383
Instrument Date	Feb 1, 2021
Instrument	931383
Transaction Type	Foreclosure
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$119.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 E MAIN ST, 1400, MONTROSE, CO 81401-5841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 E MAIN ST, MONTROSE, CO 81401-5841

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$44,801.00 (+11.96%)	$637,430 (+14.82%)	$2,360,860 (+18.64%) Land $550,670 Building $1,810,190
2024	$40,015.00 (+4.61%)	$555,180 (-5.22%) Land $139,630 Building $415,550
2023	$38,251.00	$585,760 Land $145,130 Building $440,630	$1,989,890 Land $500,460 Building $1,489,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Clearnetworx, T-Mobile, Verizon.

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