1413 E Fox St, South Bend, IN 46613 Property Records

St. Joseph County property record for 1413 E Fox St, South Bend, IN 46613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1922
Lot Size	0.131 acres (5,720 sqft)
Owner	Individual Name on File
Last Sale	$148,755 (Sep 2026)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-18-382-021.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-18-382-021.000-026`
Alternative APN	`01870993551`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	1,344 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,720 sqft (0.131 acres)
Lot Dimensions	130 ft deep x 44 ft wide
Terrain	High
View / Lot	Alley
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1413 E FOX ST
City	SOUTH BEND
State	IN
Zip	46613-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 KELSEYS EWING AVE ADD
Legal Subdivision	KELSEYS EWING AVE ADD
Legal Lot Number	41
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3026
Census Tract	3100

Owner

1413 E Fox St is owned and occupied by an individual who bought it in September 2026.

Source: St. Joseph County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1413 E FOX ST, SOUTH BEND, IN 46613-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
May 18, 2022	Transfer on Death Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Oct 20, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	May 18, 2022 · Amount on File
Deed Document Number	202623831
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0000037375
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 4, 2026
Property Address	1413 E FOX ST, SOUTH BEND, IN 46613-3316
Document Number	0000023831
Instrument Date	Aug 20, 2026
Instrument	202623831
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 E FOX ST, SOUTH BEND, IN 46613-3316

Mortgage

Document Number	0000023832,
Date	Sep 4, 2026
Instrument	202623832

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000023833,
Date	Sep 4, 2026
Instrument	202623833

Lender

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 18, 2022
Property Address	1413 E FOX ST, SOUTH BEND, IN 46613-3316
Document Number	0002214500
Map Reference	PB 10 PG 110-111
Instrument Date	May 3, 2022
Instrument	2214500
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 E FOX ST, SOUTH BEND, IN 46613-3316

Mortgage

Document Number	0002214501
Date	May 18, 2022
Instrument	2214501

Lender

Name	UNITED FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 18, 2022
Property Address	1413 E FOX ST, SOUTH BEND, IN 46613-3316
Document Number	0002214499
Map Reference	PB 10 PG 110-111
Instrument Date	May 3, 2022
Instrument	2214499
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 E FOX ST, SOUTH BEND, IN 46613-3316

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 20, 2021
Property Address	1413 E FOX ST, SOUTH BEND, IN 46613-3316
Document Number	0002137375
Map Reference	DOC 1505254
Instrument Date	Oct 8, 2021
Instrument	2137375
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 E FOX ST, SOUTH BEND, IN 46613-3316

Tax Assessment & Valuation

The 2025 property tax bill for 1413 E Fox St was $2,954, up 28% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (+27.99%)	$125,200 Land $7,500 Building $117,700	$125,200 Land $7,500 Building $117,700
2024	$2,308.00
2023		$84,800 (-0.7%) Land $7,500 Building $77,300	$84,800 (-0.7%) Land $7,500 Building $77,300
2022	$946.00 Homeowner's exemption	$85,400 Land $7,500 Building $77,900	$85,400 Land $7,500 Building $77,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 E Fox St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1413 E Fox St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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