1405 E Fox St, South Bend, IN 46613 Property Records

St. Joseph County property record for 1405 E Fox St, South Bend, IN 46613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 752 sqft · built 1950
Lot Size	0.131 acres (5,720 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (May 2025)
Tax Bill	$1,401 (2024)
Deeds & Mortgages	Jul 2020 Mortgage May 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-18-382-019.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-18-382-019.000-026`
Alternative APN	`01870993553`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	752 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,720 sqft (0.131 acres)
Lot Dimensions	130 ft deep x 44 ft wide
Terrain	High
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01870993553
Street Address	1405 E FOX ST
City	SOUTH BEND
State	IN
Zip	46613-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 KELSEYS EWING AVE ADD
Legal Subdivision	KELSEYS EWING AVE ADD
Legal Lot Number	39
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3026
Census Tract	3100

Owner

1405 E Fox St is owned and occupied by an individual who bought it in May 2025.

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1405 E FOX ST, SOUTH BEND, IN 46613-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage ANCHOR LOANS LP
May 21, 2025	Warranty Deed, Transfer MTC
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
May 1, 2020	Special Warranty Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE & ESCROW
Jan 8, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on File
Deed Sale	May 21, 2025 · Amount on File
Prior Sale	Aug 18, 2021 · Amount on File
Deed Document Number	2511821
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1405 E FOX ST, SOUTH BEND, IN 46613-3316
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	NATION TITLE, NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002019458
Date	Jul 14, 2020
Instrument	2019458

Lender

Name	ANCHOR LOANS LP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 25, 2021

Interest

Rate Type	Fixed Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 21, 2025
Property Address	1405 E FOX ST, SOUTH BEND, IN 46613-3316
Document Number	0002511821
Map Reference	PB 10 PG 110
Instrument Date	May 19, 2025
Instrument	2511821
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	MTC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E FOX ST, SOUTH BEND, IN 46613-3316

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 18, 2021
Property Address	1405 E FOX ST, SOUTH BEND, IN 46613-3316
Document Number	0002128630
Map Reference	PB 110
Instrument Date	Aug 13, 2021
Instrument	2128630
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E FOX ST, SOUTH BEND, IN 46613-3316

Mortgage

Document Number	0002128631
Date	Aug 18, 2021
Instrument	2128631

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 16, 2020
Property Address	1405 E FOX ST, SOUTH BEND, IN 46613-3316
Document Number	0002019945
Map Reference	PB 10 PG 110
Instrument Date	Jul 8, 2020
Instrument	2019945
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E FOX ST, SOUTH BEND, IN 46613-3316

Mortgage

Document Number	0002019946
Date	Jul 16, 2020
Instrument	2019946

Lender

Name	NOTRE DAME FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 1, 2020
Property Address	1405 E FOX ST, SOUTH BEND, IN 46613-3316
Document Number	0002011316
Map Reference	IN 2020-04238
Instrument Date	Mar 30, 2020
Instrument	2011316
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 N NILES AVE, SOUTH BEND, IN 46617-1953
Investor	Possibly a Property Investor

January 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 8, 2020
Property Address	1405 E FOX ST, SOUTH BEND, IN 46613-3316
Document Number	0002000657
Instrument Date	Dec 12, 2019
Instrument	2000657
Transaction Type	Foreclosure
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,000 (+24.37%) Land $7,500 Building $141,500	$149,000 (+24.37%) Land $7,500 Building $141,500
2024	$1,401.00 (+17.93%)	$119,800 (+17.34%) Land $7,500 Building $112,300	$119,800 (+17.34%) Land $7,500 Building $112,300
2023	$1,188.00 (+2.68%)	$102,100 (-) Land $7,500 Building $94,600	$102,100 (-) Land $7,500 Building $94,600
2022	$1,157.00 Homeowner's exemption	$102,100 Land $7,500 Building $94,600	$102,100 Land $7,500 Building $94,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 E Fox St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1405 E Fox St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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