1413 Clear Brook Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1413 Clear Brook Pl, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,092 sqft · built 2019
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$398,500 (Jan 2022)
Tax Bill	$5,151 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262630064000010970`

Property Details

APN / Parcel Number

Primary APN	`262630064000010970`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,092 sqft Heated Area
Gross Area	2,916 sqft
1st Floor Area	2,092 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Finished
Garage Area	420 sqft

Exterior Amenities

Pool Area	35 sqft
Porch	Open Porch
Porch Area	154 sqft
Deck Area	426 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1413 CLEAR BROOK PL
City	SAINT CLOUD
State	FL
Zip	34772-6537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE AT PINE TREE PB 27 PGS 93-95 LOT 97
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	RESERVE AT PINE TREE
Legal Tract	640
Legal Lot Number	97
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2022
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1413 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · FHA Mortgage DEVELOPERS MORTGAGE CO
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU
Dec 23, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DEVELOPERS MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	2022014034
Deed Book / Page	6137 / 866
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1413 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537

Mortgage

Document Number	0059041268
Date	Mar 4, 2021
Book Page	5904/1268
Instrument	2021032198

Lender

Name	DEVELOPERS MORTGAGE CO
Type	Mortgage Company
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 26, 2022
Property Address	1413 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
Document Number	0061370866
Book / Page	6137 / 866
Map Reference	MB 27 PG 93-95
Instrument Date	Nov 18, 2021
Instrument	2022014034
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,789.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 HILLCREST DR, VICTOR, NY 14564-1201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
Investor	Possibly a Property Investor

Mortgage

Document Number	0006137872
Date	Jan 26, 2022
Instrument	6137/872

Lender

Name	PARTNERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 23, 2019
Property Address	1413 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
Document Number	0056460375
Book / Page	5646 / 0375
Map Reference	MB 27 PG 93-95
Instrument Date	Dec 20, 2019
Instrument	2019166559
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	M I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,943.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 400, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537

Mortgage

Document Number	0056460377
Date	Dec 23, 2019
Instrument	5646/0377

Lender

Name	DEVELOPERS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,151.00 (+18.88%) Homeowner's exemption	$330,662 (+16.95%)	$387,100 (+15.86%) Land $70,000 Building $317,100
2023	$4,333.00 (+3.49%) Homeowner's exemption	$282,735 (+3%)	$334,100 (+21.71%) Land $70,000 Building $264,100
2022	$4,187.00 Homeowner's exemption	$274,500 Land $50,000 Building $224,500	$274,500 Land $50,000 Building $224,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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