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1396 Clear Brook Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1396 Clear Brook Pl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage2,092 sqft Heated Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$380,000 (2021)
Tax Bill$4,664.00 (2025)

Property Details

APN / Parcel Number

Primary APN262630064000010120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,092 sqft Heated Area
Gross Area2,720 sqft Gross Area
1st Floor2,092 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Garage TypeFinished Garage
Garage Area420 sqft Garage
FenceFence
PorchOpen Porch
Porch Area208 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1396 CLEAR BROOK PL
CitySAINT CLOUD
StateFL
Zip34772-6537
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRESERVE AT PINE TREE PB 27 PGS 93-95 LOT 12
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionRESERVE AT PINE TREE
Legal Tract640
Legal Lot Number12
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2022
Census Tract43304

Owner

Source: Osceola County records · APN 262630064000010120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1396 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Warranty Deed, Transfer · Conventional Mortgage
QUONTIC BANK FSB
Sep 11, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL RESOURCES INC
Dec 31, 2019Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
M&I FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 23, 2021 · Amount on Record
Deed SaleNov 23, 2021 · Amount on Record
Prior SaleDec 31, 2019 · Amount on Record
Deed Doc Number2021181911
Deed Book / Page6093 / 473
Record RefreshedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 23, 2021
Property Address1396 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
Document Number0060930473
Book / Page6093 / 473
Map ReferenceMB 27 PG 93
Instrument DateNov 19, 2021
Instrument2021181911
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7017 CUPSEED LN, HARMONY, FL 34773-6023

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address320 RIVERSIDE DR # 2F, 2F, NEW YORK, NY 10025-4115

Mortgage

Document Number0006093475
DateNov 23, 2021
Instrument6093/475
Lender
NameQUONTIC BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1396 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1396 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537

Mortgage

Document Number0057912643
DateSep 11, 2020
Book Page5791/2643
Instrument2020121463
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2019
Property Address1396 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
Document Number0056500367
Book / Page005650 / 000367
Instrument DateDec 31, 2019
Instrument169461
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 20, 2020
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,145.96
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1396 CLEAR BROOK PL ST CLOUD FL 347726537, ST CLOUD, FL 34772-6537

Mortgage

Document Number56500369
DateDec 31, 2019
Book Page005650/000369
Instrument169462
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,664.00 (+6.07%) Homeowner's exemption$303,482 (+5.99%)$361,200 (+6.58%) Land $73,500 Building $287,700
2023$4,397.00 (+3.46%) Homeowner's exemption$286,340 (+3%)$338,900 (+21.91%) Land $73,500 Building $265,400
2022$4,250.00 Homeowner's exemption$278,000 Land $52,500 Building $225,500$278,000 Land $52,500 Building $225,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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