1413 Cherry Ln, Crystal Lake, IL 60014 Property Records

McHenry County property record for 1413 Cherry Ln, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,053 sqft · built 1972
Lot Size0.61 acres (26,572 sqft)
Owner2 Company Names on Record
Tax Bill$6,109 (2024)
Deeds & MortgagesOct 2023 Transfer
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15-30-206-009

Property Details

APN / Parcel Number

Primary APN15-30-206-009

Interior

Full Baths2.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area1,053 sqft Living Area
1st Floor Area1,053 sqft
Basement Area1,053 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Foundation TypeNo Foundation
Lot Area26,572 sqft (0.61 acres)
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1413 CHERRY LN
CityCRYSTAL LAKE
StateIL
Zip60014-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0026237 LT 40 SHORE OAKS SUB
Legal SubdivisionSHORE OAKS SUB
Legal Block206
Legal Lot Number40
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group2
Census Block2053
Census Tract870810

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1413 CHERRY LN, CRYSTAL LAKE, IL 60014-2401
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Intrafamily Transfer, Transfer
Mar 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 5, 2023
Transfer Doc0000026237
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateOct 16, 2023
Property Address1413 CHERRY LN, CRYSTAL LAKE, IL 60014-2401
Document Number0000026237
Map ReferenceDOC 370060
Instrument DateOct 5, 2023
Instrument2023R0026237
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1413 CHERRY LN, CRYSTAL LAKE, IL 60014-2401
Transaction TypeMortgage
Record UpdatedApr 6, 2022
Title CompanyCHICAGO TITLE OK, CHICAGO TITLE BOX

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011372
DateMar 28, 2022
Instrument2022R0011372
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Secondary School DistrictCommunity High School District 155 (09 - 12)
Elementary School DistrictPrairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,109.00$82,430 (+19.03%) Land $21,676 Building $60,754$247,290 (+19.03%) Land $65,028 Building $182,262
2022Homeowner's exemption$69,254 Land $17,777 Building $51,477$207,762 Land $53,331 Building $154,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims69 (1979–2026)
Claims Outside the SFHA7 of 69
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 11 claims
  • Severe Storms & Flooding, Aug 1993 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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