McHenry County property record for 1407 Cherry Ln, Crystal Lake, IL 60014 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 1,826 sqft · built 1994 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Owner Name on File |
| Last Sale | $280,000 (Feb 2003) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-30-206-010 |
| Primary APN | 15-30-206-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,826 sqft Living Area |
| Gross Area | 3,526 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1407 CHERRY LN |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2003R0015717 LT 41 SHORE OAKS SUB MEMO: SCHNEEBERGER, JAMES A/WEBER, VALERIA A |
| Legal Range | 09E |
| Legal Township | 44N |
| Legal Section | 30 |
| Legal Subdivision | SHORE OAKS |
| Legal Block | 206 |
| Legal Lot Number | 41 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 870810 |
Source: McHenry County records · APN 15-30-206-010
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1407 CHERRY LN, CRYSTAL LAKE, IL 60014-2401 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 04, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jul 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES HOME MORTGAGE INC |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES HOME MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 2003 · Amount on Record |
| Deed Sale | Feb 06, 2003 · Amount on Record |
| Deed Document Number | 2003R0015717 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1407 CHERRY LN, CRYSTAL LAKE, IL 60014-2401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000034242 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 2022R0034242 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1407 CHERRY LN, CRYSTAL LAKE, IL 60014-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027343 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 2017R0027343 |
| Name | GREAT LAKES HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LIBERTYVILLE, IL 60048 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1407 CHERRY LN, CRYSTAL LAKE, IL 60014-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000043287 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020R0043287 |
| Name | GREAT LAKES HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LIBERTYVILLE, IL 60048 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Secondary School District | Community High School District 155 (09 - 12) |
| Elementary School District | Prairie Grove Community School District 46 (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $101,281 Land $17,777 Building $83,504 | $303,843 Land $53,331 Building $250,512 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118708102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 69 (1979–2026) |
| Claims Outside the SFHA | 7 of 69 |
| Most Recent Claim | Apr 2026, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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