1413 Central Ave, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 1413 Central Ave, Ship Bottom, NJ 08008

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3 ba · 1,792 sqft · built 1945
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Mar 2003)
Tax Bill	$8,888 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`29-00074-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`29-00074-0000-00002`
Alternative APN	`290007400002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,792 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1413 CENTRAL AVE
City	SHIP BOTTOM
State	NJ
Zip	08008-4501
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	OR
Legal Description	60X80
Legal Subdivision	SHIP BOTTOM BEACH ARLINGTON
Legal Block	74
Legal Lot Number	2
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	2
Census Block	2011
Census Tract	739000

Owner

Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 HILLCREST DR, CLARK, NJ 07066-2936
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2003 · Amount on Record
Deed Sale	Mar 5, 2003 · Amount on Record
Deed Book / Page	11271 / 122
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1413 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4501
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	COUNSELLORS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HILLCREST DR, CLARK, NJ 07066-2936

Mortgage

Document Number	0191951254
Date	Oct 14, 2022
Book Page	19195/1254
Instrument	2022109431

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,200 (-) Land $375,600 Building $340,600	$716,200 (-) Land $375,600 Building $340,600
2025	$8,888.00 (+2.99%)	$716,200 (+46.16%) Land $375,600 Building $340,600	$716,200 (+46.16%) Land $375,600 Building $340,600
2024	$8,630.00 (+66.31%)
2023		$490,000 Land $375,600 Building $114,400	$490,000 Land $375,600 Building $114,400
2022	$5,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 376 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	416 units insured incl. 40 condo units
Nearby Flood Claims	784 (1979–2025)
Claims Outside the SFHA	1 of 784
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 527 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 163 claims Coastal Storms & Flooding, Mar 1984 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20