1407 Central Ave, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 1407 Central Ave, Ship Bottom, NJ 08008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1986
Lot Size	0.113 acres (4,901 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Apr 1987)
Tax Bill	$6,047 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-00074-0000-00003-01`

Property Details

APN / Parcel Number

Primary APN	`29-00074-0000-00003-01`
Alternative APN	`29000740000000030001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,144 sqft
Basement Area	1,672 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	4,901 sqft (0.113 acres)
Lot Dimensions	100 ft deep x 49 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1407 CENTRAL AVE
City	SHIP BOTTOM
State	NJ
Zip	08008-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	49X100
Legal Block	74
Legal Lot Number	3.1
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	2
Census Block	2011
Census Tract	739000

Owner

1407 Central Ave is owned by two individuals who bought it in April 1987.

Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1412 GEORGIAN DR, MOORESTOWN, NJ 08057-1307
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1987 · Amount on File
Deed Sale	Apr 29, 1987 · Amount on File
Deed Book / Page	4552 / 910
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Jun 11, 2026
Property Address	1407 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4501
Document Number	0000046199
Book / Page	20401 / 1719
Instrument Date	Jun 4, 2026
Instrument	202646199
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ARROW LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 GEORGIAN DR, MOORESTOWN, NJ 08057-1307

Mortgage

Document Number	0000046199,
Date	Jun 11, 2026
Book Page	20401/1719
Instrument	202646199

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1407 Central Ave was $6,047, up 3% from the year before.

Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,300 (-) Land $319,300 Building $168,000	$487,300 (-) Land $319,300 Building $168,000
2025	$6,047.00 (+3%)	$487,300 Land $319,300 Building $168,000	$487,300 Land $319,300 Building $168,000
2024	$5,871.00
2023		$487,300 Land $319,300 Building $168,000	$487,300 Land $319,300 Building $168,000
2022	$5,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1407 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 376 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	416 units insured incl. 40 condo units
Nearby Flood Claims	784 (1979–2025)
Claims Outside the SFHA	1 of 784
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 527 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 163 claims Coastal Storms & Flooding, Mar 1984 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1407 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20