1413 3rd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1413 3rd Ave, Schenectady, NY 12303 · Last verified May 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,292 sqft · built 1900
Lot Size	0.052 acres (2,278 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2026)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.46-4-4`

Property Details

APN / Parcel Number

Primary APN	`421500 49.46-4-4`
Alternative APN	`150004904600040040000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,292 sqft Total Area
1st Floor Area	672 sqft
2nd Floor Area	620 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	2,278 sqft (0.052 acres)
Lot Dimensions	67 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	348 sqft
Canopy	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1413 3RD AVE
City	SCHENECTADY
State	NY
Zip	12303-1623
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DAVIS MAP 2 WOOD AND GARAGE
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3005
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.46-4-4

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1459 VAN CORTLAND ST, SCHENECTADY, NY 12303-1435
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Sep 14, 2009 · Amount on Record
Deed Document Number	20269766
Deed Book / Page	2171 / 256
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 28, 2026
Property Address	1413 3RD AVE, SCHENECTADY, NY 12303-1623
Document Number	0000009766
Book / Page	2171 / 256
Instrument Date	Apr 24, 2026
Instrument	2026.9766
Transaction Type	Transfer
Record Updated	May 07, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009767,
Date	Apr 28, 2026
Instrument	2026..9767

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,259.00 (+11.87%)	$50,544 (-) Land $8,700 Building $41,844	$83,696 (+30.82%) Land $14,406 Building $69,290
2023		$50,544 (-) Land $8,700 Building $41,844	$63,980 (+3.8%) Land $11,013 Building $52,967
2022		$50,544 Land $8,700 Building $41,844	$61,639 Land $10,610 Building $51,029
2021	$3,807.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.