Schenectady County and Schenectady City property record for 1321 3rd Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,241 sqft · built 1900 |
| Lot Size | 0.101 acres (4,410 sqft) |
| Owner | Company Name on File |
| Last Sale | $67,000 (Sep 2025) |
| Tax Bill | $3,059 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Dec 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.46-5-3 |
| Primary APN | 421500 49.46-5-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,241 sqft Living Area |
| 1st Floor Area | 631 sqft |
| 2nd Floor Area | 610 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,410 sqft (0.101 acres) |
| Lot Dimensions | 126 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1321 3RD AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 5 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 350 MARCUS GARVEY BLVD, 2, BROOKLYN, NY 11221-1195 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 12, 2025 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Dec 1, 2022 | Intrafamily Transfer, Transfer |
| Nov 13, 2018 | Loan Modification, Mortgage PNC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Prior Sale | Oct 10, 2013 · Amount on Record |
| Deed Document Number | 202521746 |
| Deed Book / Page | 2156 / 601 |
| Prior Transfer Date | Oct 14, 2022 |
| Prior Transfer Doc | 0000063123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 12, 2025 |
| Property Address | 1321 3RD AVE, SCHENECTADY, NY 12303-1659 |
| Document Number | 0000021746 |
| Instrument Date | Jul 22, 2025 |
| Instrument | 202521746 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $268.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 FOX AVE, SCHENECTADY, NY 12304-4318 |
| Name | Verified Name |
|---|---|
| Address | 350 MARCUS GARVEY BLVD APT 2, 2, BROOKLYN, NY 11221-1195 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 1, 2022 |
| Property Address | 1321 3RD AVE, SCHENECTADY, NY 12303-1659 |
| Document Number | 0000063123 |
| Book / Page | 2098 / 158 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 202263123 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3298 HAROLD ST, SCHENECTADY, NY 12306-1441 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1321 3RD AVE, SCHENECTADY, NY 12303-1659 |
| Document Number | 0000004443 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 1321 3RD AVE SCHENECTADY NY 123031659, SCHENECTADY, NY 12303-1659 |
| Document Number | 0000004443 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 004892/000328 |
| Instrument | 4443 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 468 Months |
| Due | Jan 29, 2058 |
| Rate Type | Fixed Rate |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,059.00 (-14.07%) | $52,600 (-) Land $12,800 Building $39,800 | $87,101 (+13.35%) Land $21,196 Building $65,905 |
| 2024 | $52,600 (-) Land $12,800 Building $39,800 | $76,844 (+15.41%) Land $18,700 Building $58,144 | |
| 2023 | $52,600 (-) Land $12,800 Building $39,800 | $66,582 (+3.8%) Land $16,202 Building $50,380 | |
| 2022 | $52,600 Land $12,800 Building $39,800 | $64,146 Land $15,610 Building $48,536 | |
| 2021 | $3,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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