San Diego County property record for 14123 Sky Mountain Trl, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,585 sqft · built 2020 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | Company Name on Record |
| Last Sale | $295,000 (Oct 2014) |
| Tax Bill | $14,930 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jan 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 323-520-04-00 |
| Primary APN | 323-520-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,585 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 46,609 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 14123 SKY MOUNTAIN TRL |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-5880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-C |
| Legal Description | LOT 4 TR 015407 |
| Legal Subdivision | CITY/POWAY 04-02 |
| Legal Tract | 015407 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17049 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14123 SKY MOUNTAIN TRL, POWAY, CA 92064-5880 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 5, 2023 | Intrafamily Transfer, Transfer |
| Jan 14, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2014 · Amount on Record |
| Deed Sale | Oct 3, 2014 · Amount on Record |
| Prior Sale | Jan 25, 2012 · Amount on Record |
| Deed Document Number | 2014431497 |
| Last Transfer Date | Dec 31, 2022 |
| Transfer Doc | 0000003415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 14123 SKY MOUNTAIN TRL, POWAY, CA 92064-5880 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 14123 SKY MOUNTAIN TRL, POWAY, CA 92064-5880 |
| Document Number | 0000051496 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 2024-0051496 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 5, 2023 |
| Property Address | 14123 SKY MOUNTAIN TRL, POWAY, CA 92064-5880 |
| Document Number | 0000003415 |
| Instrument Date | Dec 31, 2022 |
| Instrument | 2023-0003415 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 14123 SKY MOUNTAIN TRL, POWAY, CA 92064-5880 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 14123 SKY MOUNTAIN TRL, POWAY, CA 92064-5880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SD COMMERCIAL |
| Name | Verified Name |
|---|---|
| Address | 17190 TAM O SHANTER DR, POWAY, CA 92064-1321 |
| Document Number | 0000012985 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 2019-0012985 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 14123 SKY MOUNTAIN TRL, POWAY, CA 92064-5880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1423 SKY MOUNTAIN TRAIL, POWAY, CA 92064 |
| Document Number | 0000038416 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-0038416 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,348,260 (+2%) Land $361,628 Building $986,632 | |
| 2025 | $14,930.00 (+4.92%) Homeowner's exemption | $1,321,825 (+4.04%) Land $354,538 Building $967,287 |
| 2023 | $14,230.00 (+1.7%) Homeowner's exemption | $1,270,499 Land $340,772 Building $929,727 |
| 2022 | $13,992.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 43 (1978–2017) |
| Claims Outside the SFHA | 14 of 43 |
| Most Recent Claim | Feb 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cox Communications, GeoLinks, San Diego Broadband, Verizon.
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