14099 Sky Mountain Trl, Poway, CA 92064 Property Records

San Diego County property record for 14099 Sky Mountain Trl, Poway, CA 92064 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 5,440 sqft · built 2011
Lot Size4.68 acres (203,861 sqft)
OwnerIndividual Name on File
Last Sale$1,390,000 (Dec 2016)
Tax Bill$18,390 (2025)
Deeds & MortgagesDec 2023 Mortgage
Jul 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN323-520-06-00

Property Details

APN / Parcel Number

Primary APN323-520-06-00

Interior

Bedrooms5 Beds
Full Baths6 Baths
Building Area5,440 sqft Living Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Lot Area203,861 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address14099 SKY MOUNTAIN TRL
CityPOWAY
StateCA
Zip92064-5879
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 TR 015407
Legal SubdivisionPOWAY #04-02
Legal Tract015407
Legal Block2
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17049

Owner

Source: San Diego County records · APN 323-520-06-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
AXOS BANK
Jul 03, 2023Deed of Trust, Mortgage · Conventional Mortgage
AXOS BANK
Dec 17, 2020Deed of Trust, Mortgage · Commercial Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
Aug 03, 2021Deed of Trust, Mortgage
CHRISTIAN PEACOX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2016 · Amount on Record
Deed SaleDec 14, 2016 · Amount on Record
Prior SaleMar 20, 2014 · Amount on Record
Deed Document Number2016684799
Last Transfer DateMar 01, 2025
Transfer Doc0000053812
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14099 SKY MOUNTAIN TRL, POWAY, CA 92064-5879
Transaction TypeMortgage
Record UpdatedDec 20, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640

Mortgage

Document Number0000341018
DateDec 11, 2023
Instrument2023-0341018
Lender
NameAXOS BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateJan 01, 2029
Change Frequency6 Months
Min Rate At Change7.75%
Max Rate At Change12.7%
Margin3
Max Rate12.7%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14099 SKY MOUNTAIN TRL, POWAY, CA 92064-5879
Transaction TypeMortgage
Record UpdatedJul 12, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address14099 SKY MOUNTAIN TRL, POWAY, CA 92064-5879

Mortgage

Document Number0000173037
DateJul 03, 2023
Instrument2023-0173037
Lender
NameAXOS BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateJul 01, 2028
Change Frequency6 Months
Min Rate At Change7.75%
Max Rate At Change12.7%
IndexOther
Margin4
Max Rate12.7%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14099 SKY MOUNTAIN TRL, POWAY, CA 92064-5879
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6243 LISMORE PL, CARLSBAD, CA 92009-3068

Mortgage

Document Number0000813626
DateDec 17, 2020
Instrument2020-0813626
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
TypeNon-Lending Institution
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14099 SKY MOUNTAIN TRL, POWAY, CA 92064-5879
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640

Mortgage

Document Number0000551013
DateAug 03, 2021
Instrument2021-0551013
Lender
NameCHRISTIAN PEACOX
TypePrivate Party
Address6243 LISMORE PL, CARLSBAD, CA 92009
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,794,128 (+11.21%) Land $1,048,875 Building $745,253
2025$18,390.00 (+4.88%)$1,613,209 (+4.04%) Land $812,407 Building $800,802
2023$17,535.00 (+1.68%)$1,550,567 Land $780,861 Building $769,706
2022$17,246.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170492, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 66 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims43 (1978–2017)
Claims Outside the SFHA14 of 43
Most Recent ClaimFeb 2017, river or lake flooding
Claims By Storm
  • Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 7 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 9 claims

Wildfire

Wildfire RiskHigh
above 80% of the US · above 57% of California
Wildfire LikelihoodAbout 1 in 195 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications, San Diego Broadband, AT&T, California Internet, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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