14121 Loy Wolfe Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 14121 Loy Wolfe Rd, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,188 sqft · built 1974
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Feb 1989)
Tax Bill$3,335 (2025)
Flood ZoneZone X (minimal risk)
APN10-269008

Property Details

APN / Parcel Number

Primary APN10-269008
Alternative APN
  • 269008

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area130,680 sqft

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area120 sqft
Shed1 Shed
Shed Area1,440 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number269008
Street Address14121 LOY WOLFE RD
CitySMITHSBURG
StateMD
Zip21783-9384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description3 AC W/S RT 153
JurisdictionFREDERICK MD
Township / Civil Division6, CATOCTIN
Census Block Group1
Census Block1001
Census Tract752802

Owner

14121 Loy Wolfe Rd is owned and occupied by two individuals who bought it in February 1989.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14121 LOY WOLFE RD, SMITHSBURG, MD 21783-9384
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 1989 · Amount on File
Deed SaleFeb 15, 1989 · Amount on File
Deed Book / Page1543 / 47
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 14121 Loy Wolfe Rd was $3,335.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,400 Land $91,500 Building $189,900$281,400 Land $91,500 Building $189,900
2025$3,335.00
2023$2,722.00$219,700 Land $81,000 Building $138,700$219,700 Land $81,000 Building $138,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14121 Loy Wolfe Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2006–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14121 Loy Wolfe Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 82% of Maryland
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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