Frederick County property record for 14020 Loy Wolfe Rd, Smithsburg, MD 21783
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,350 sqft · built 1978 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Dec 1998) |
| Tax Bill | $3,476 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-185533 |
| Primary APN | 06-185533 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,350 sqft Total Area |
| 1st Floor Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Type | Detached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 348 sqft |
| Patio Area | 78 sqft |
| Breezeway | Breezeway |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 185533 |
|---|---|
| Old Parcel Number | 6185533 |
| Street Address | 14020 LOY WOLFE RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RC |
| Legal Description | 5.012 ACRES LOY WOLFE RD. |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 6, CATOCTIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 752802 |
14020 Loy Wolfe Rd, a rural home, is owned and occupied by two individuals who acquired it in December 1998.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14020 LOY WOLFE RD, SMITHSBURG, MD 21783-9381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 1998 · Amount on File |
| Deed Sale | Dec 22, 1998 · Amount on File |
| Prior Sale | Mar 14, 1996 · Amount on File |
| Deed Document Number | 987856 |
| Deed Book / Page | 2516 / 1312 |
| Last Transfer Date | Dec 23, 1998 |
| Transfer Doc | 0025161312 |
| Record Updated | Jun 7, 2026 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,476.00 Homeowner's exemption | $284,000 Land $100,900 Building $183,100 | $284,000 Land $100,900 Building $183,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14020 Loy Wolfe Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2006–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14020 Loy Wolfe Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures