1412 Spaulding St, Alton, IL 62002 Property Records

Madison County property record for 1412 Spaulding St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 673 sqft · built 1920
Lot Size	0.148 acres (6,468 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Aug 2024)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Aug 2020 Sale & Mortgage
APN	`23-2-08-07-15-402-041`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-07-15-402-041`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	673 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	6,468 sqft (0.148 acres)
Lot Dimensions	132 ft deep x 49 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1412 SPAULDING ST
City	ALTON
State	IL
Zip	62002-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWES W C HRS SUBD LOT 10 49.5X132
Legal Subdivision	LOWES W C HRS SUBD
Legal Lot Number	10
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1001
Census Tract	401500

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 SPAULDING ST, ALTON, IL 62002-4042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2024	Warranty Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage JERSEY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	202422082
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 9, 2024
Property Address	1412 SPAULDING ST, ALTON, IL 62002-4042
Document Number	0000022082
Map Reference	PB 9 PG 19
Instrument Date	Aug 7, 2024
Instrument	2024R22082
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	RUN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1412 SPAULDING ST, ALTON, IL 62002-4042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 SPAULDING ST, ALTON, IL 62002-4042

Mortgage

Document Number	0000022083
Date	Aug 9, 2024
Instrument	2024R22083

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 28, 2020
Property Address	1412 SPAULDING ST, ALTON, IL 62002-4042
Document Number	0000030277
Map Reference	PB 9 PG 19
Instrument Date	Aug 24, 2020
Instrument	2020R30277
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1412 SPAULDING ST, ALTON, IL 62002-4042

Mortgage

Document Number	0000030278
Date	Aug 28, 2020
Instrument	2020R30278

Lender

Name	JERSEY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	2.38%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,150.00 (+13.97%)	$20,370 (+35.53%) Land $2,160 Building $18,210	$61,110 (+35.39%) Land $6,480 Building $54,630
2024	$1,009.00 (+27.4%)
2022	$792.00	$15,030 Land $1,590 Building $13,440	$45,135 Land $4,775 Building $40,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: i3 Broadband, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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