1405 Spaulding St, Alton, IL 62002 Property Records

Madison County property record for 1405 Spaulding St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1920
Lot Size	0.112 acres (4,900 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Apr 2021)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale & Mortgage
APN	`23-2-08-07-15-404-017`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-07-15-404-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Shingle
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	100 ft deep x 49 ft wide
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1405 SPAULDING ST
City	ALTON
State	IL
Zip	62002-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEGOWEN L O SUBD LOT 3 49X100
Legal Subdivision	MEGOWEN L O SUBD
Legal Lot Number	3
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1002
Census Tract	401500

Owner

1405 Spaulding St is owned and occupied by an individual who bought it in April 2021.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1405 SPAULDING ST, ALTON, IL 62002-4043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Jul 10, 2009 · Amount on File
Deed Document Number	202115583
Prior Transfer Date	Sep 3, 2014
Prior Transfer Doc	0000030920
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1405 SPAULDING ST, ALTON, IL 62002-4043
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	PRAIRIE STATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015585
Date	Apr 9, 2021
Instrument	2021R15585

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 9, 2021
Property Address	1405 SPAULDING ST, ALTON, IL 62002-4043
Document Number	0000015583
Map Reference	PB 15 PG 29
Instrument Date	Mar 25, 2021
Instrument	2021R15583
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	PRAIRIE STATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 SPAULDING ST, ALTON, IL 62002-4043

Mortgage

Document Number	0000015584
Date	Apr 9, 2021
Instrument	2021R15584

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Spaulding St was $2,516 with a homeowner's exemption, up 11.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,516.00 (+11.08%)	$37,440 Land $1,870 Building $35,570	$112,320 Land $5,610 Building $106,710
2024	$2,265.00
2022	$1,899.00	$27,650 Land $1,380 Building $26,270	$83,033 Land $4,144 Building $78,889

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1405 Spaulding St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Spaulding St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: i3 Broadband, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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