1412 E Oceanfront, Newport Beach, CA 92661 Property Records

Orange County property record for 1412 E Oceanfront, Newport Beach, CA 92661

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,521 sqft · built 1970
Lot Size	0.052 acres (2,275 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`048-170-37`

Property Details

APN / Parcel Number

Primary APN	`048-170-37`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,521 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	2,275 sqft (0.052 acres)
Garage Area	333 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1412 E OCEANFRONT
City	NEWPORT BEACH
State	CA
Zip	92661-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 518 BLK A LOT 9 TR 518 LOT 9 BLK A POR OF LOT
Legal Subdivision	TRACT NO. 518
Legal Tract	518
Legal Block	A
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1007
Census Tract	62800

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1640 MONROVIA AVE, 210, COSTA MESA, CA 92627-9008
Owner Type	Company
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Feb 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage AXOS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 25, 2012
Transfer Doc	0000087473
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1412 E OCEANFRONT, NEWPORT BEACH, CA 92661-1413
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 TERESITA LN, NEWPORT BEACH, CA 92660-4444

Mortgage

Document Number	0000261704
Date	Sep 23, 2025
Instrument	2025000261704

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1412 E OCEANFRONT, NEWPORT BEACH, CA 92661-1413
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 TERESITA LN, NEWPORT BEACH, CA 92660-4444

Mortgage

Document Number	0000261703
Date	Sep 23, 2025
Instrument	2025000261703

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2035
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	12.5%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1412 E OCEANFRONT, NEWPORT BEACH, CA 92661-1413
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5524 DAPPLEGRAY WAY, RENO, NV 89511-8563

Mortgage

Document Number	0000037821
Date	Feb 21, 2024
Instrument	2024000037821

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,573 (+8.68%) Land $112,549 Building $127,024
2025	$2,716.00 (+7.61%)	$220,432 (+7.74%) Land $110,342 Building $110,090
2023	$2,524.00 (+1.86%)	$204,605 Land $106,057 Building $98,548
2022	$2,478.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	7 (1993–2020)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2020 · tidal / storm surge
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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