1412 Beach Rd, McHenry, IL 60050 Property Records

McHenry County property record for 1412 Beach Rd, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,248 sqft · built 1960
Lot Size	0.279 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2024)
Tax Bill	$4,582 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jan 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`09-27-305-004`

Property Details

APN / Parcel Number

Primary APN	`09-27-305-004`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.279 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1412 BEACH RD
City	MCHENRY
State	IL
Zip	60050-4051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0006333 LT 2 BLK 7 LAKELAND SHORES UNIT 3
Legal Subdivision	LAKELAND SHORES UNIT 3
Legal Block	7
Legal Lot Number	2
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	4
Census Block	4002
Census Tract	870605

Owner

Source: McHenry County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 BEACH RD, MCHENRY, IL 60050-4051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Jan 4, 2023	Special Warranty Deed, Construction Loan · Construction Mortgage BPL MORTGAGE TRUST LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	20246333
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 18, 2024
Property Address	1412 BEACH RD, MCHENRY, IL 60050-4051
Document Number	0000006333
Map Reference	DOC 338057
Instrument Date	Mar 7, 2024
Instrument	2024R0006333
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 BEACH RD, MCHENRY, IL 60050-4051

Mortgage

Document Number	0000006334
Date	Mar 18, 2024
Instrument	2024R0006334

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate	7%

Mortgage

Document Number	0000006335
Date	Mar 18, 2024
Instrument	2024R0006335

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

January 2023: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 4, 2023
Property Address	1412 BEACH RD, MCHENRY, IL 60050-4051
Document Number	0000000155
Map Reference	DOC337444 MB13 PG55
Instrument Date	Nov 18, 2022
Instrument	2023R0000155
Transaction Type	Construction Loan
Record Updated	Jun 6, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 OLD RANCH PKWY # PKWY180, PKWY180, SEAL BEACH, CA 90740-2765

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1412 BEACH RD, MCHENRY, IL 60050-4051

Mortgage

Document Number	0000000156
Date	Jan 4, 2023
Instrument	2023R0000156

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,582.00	$62,166 (+20.32%) Land $15,559 Building $46,607	$186,498 (+20.32%) Land $46,677 Building $139,821
2022	Homeowner's exemption	$51,669 Land $12,932 Building $38,737	$155,007 Land $38,796 Building $116,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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