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1406 Beach Rd, McHenry, IL 60050 Property Records

McHenry County property record for 1406 Beach Rd, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details994 sqft · built 1973
Lot Size0.275 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$173,962 (Oct 2016)
Tax Bill$5,558 (2024)
Deeds & MortgagesJul 2021 Mortgage
Sep 2022 Transfer
Flood ZoneZone AE (high risk)
APN09-27-305-006

Property Details

APN / Parcel Number

Primary APN09-27-305-006

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area994 sqft Living Area
1st Floor Area994 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Lot Area12,197 sqft (0.275 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1406 BEACH RD
CityMCHENRY
StateIL
Zip60050-4051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0031667 LT 4 BLK 7 LAKELAND SHORES UNIT 3
Legal SubdivisionLAKELAND SHORES UNIT 3
Legal Block7
Legal Lot Number4
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4002
Census Tract870605

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1406 BEACH RD, MCHENRY, IL 60050-4051
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Sep 12, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2016 · Amount on Record
Deed SaleOct 27, 2016 · Amount on Record
Prior SaleAug 10, 2015 · Amount on Record
Deed Document Number201641836
Last Transfer DateSep 6, 2022
Transfer Doc0000031667
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1406 BEACH RD, MCHENRY, IL 60050-4051
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037741
DateJul 12, 2021
Instrument2021R0037741
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueNov 1, 2046

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateSep 12, 2022
Property Address1406 BEACH RD, MCHENRY, IL 60050-4051
Document Number0000031667
Map ReferenceDOC 338057
Instrument DateSep 6, 2022
Instrument2022R0031667
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1406 BEACH RD, MCHENRY, IL 60050-4051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,558.00$81,711 (+20.32%) Land $15,438 Building $66,273$245,133 (+20.32%) Land $46,314 Building $198,819
2022Homeowner's exemption$67,914 Land $12,831 Building $55,083$203,742 Land $38,493 Building $165,249

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2013)
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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