1412 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1412 3rd Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,215 sqft · built 1900
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$46,000 (Oct 2022)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Mar 2023 Refinance Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1121228001`

Property Details

APN / Parcel Number

Primary APN	`1121228001`
Alternative APNs	`113282` `124074`

Interior

Bedrooms	2 Beds
Building Area	1,215 sqft Building Perimeter
Basement Area	805 sqft
Unfinished Basement	805 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	124074
Street Address	1412 3RD AVE
City	STERLING
State	IL
Zip	61081-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT PLACE LOT 1 BLK 8 187900X
Legal Subdivision	SUMMIT PLACE
Legal Block	8
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2006
Census Tract	1101

Owner

1412 3rd Ave is owned and occupied by an individual who bought it in October 2022.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1412 3RD AVE, STERLING, IL 61081-2439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION
Oct 20, 2022	Warranty Deed, Transfer
Jul 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Aug 27, 2007 · Amount on File
Deed Document Number	20226361
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1412 3RD AVE, STERLING, IL 61081-2439
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001499
Date	Mar 30, 2023
Instrument	2023-01499

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 20, 2022
Property Address	1412 3RD AVE, STERLING, IL 61081-2439
Document Number	0000006361
Instrument Date	Sep 20, 2022
Instrument	2022-06361
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9768 BURNS RD, FENTON, IL 61251-9751

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 28, 2022
Property Address	1412 3RD AVE, STERLING, IL 61081-2439
Document Number	0000004546
Instrument Date	Jul 18, 2022
Instrument	2022-04546
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7730 S UNION PARK AVE STE 400, 400, MIDVALE, UT 84047-5560

Tax Assessment & Valuation

The 2025 property tax bill for 1412 3rd Ave was $2,650.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,650.00	$26,095 Land $3,699 Building $22,396
2024			$78,285 Land $11,097 Building $67,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1412 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1412 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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