1408 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1408 3rd Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	2 bd · 569 sqft · built 1900
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Feb 2026)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Feb 2026 Sale Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1121228003`

Property Details

APN / Parcel Number

Primary APN	`1121228003`
Alternative APNs	`123790` `117004` `94823`

Interior

Bedrooms	2 Beds
Building Area	569 sqft Building Perimeter
Basement Area	569 sqft
Unfinished Basement	569 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	216 sqft

Location & Zoning

Account Number	123790
Street Address	1408 3RD AVE
City	STERLING
State	IL
Zip	61081-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT PLACE LOT 3 BLK 8 188100X
Legal Subdivision	SUMMIT PLACE BEING
Legal Block	8
Legal Lot Number	3
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2006
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1408 3RD AVE, STERLING, IL 61081-2439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Dec 4, 2023 · Amount on Record
Deed Document Number	2026857
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 24, 2026
Property Address	1408 3RD AVE, STERLING, IL 61081-2439
Document Number	0000000857
Map Reference	MB 5 PG 7
Instrument Date	Feb 4, 2026
Instrument	2026-00857
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MONROE ST, MONROE CENTER, IL 61052-9814

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 4, 2023
Property Address	1408 3RD AVE, STERLING, IL 61081-2439
Document Number	0000005953
Instrument Date	Nov 27, 2023
Instrument	2023-05953
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20236 CAPP RD, MORRISON, IL 61270-9227

Mortgage

Document Number	0000005954
Date	Dec 4, 2023
Instrument	2023-05954

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00 (+3.49%)	$14,614 (+6.23%) Land $3,699 Building $10,915
2024	$1,434.00 (+111.19%)	$13,757 (+11.34%) Land $3,482 Building $10,275	$43,842 (+6.23%) Land $11,097 Building $32,745
2023			$41,271 (+11.34%) Land $10,446 Building $30,825
2022	$679.00 Additional exemption filed	$12,356 Land $3,128 Building $9,228	$37,068 Land $9,384 Building $27,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures