1411 Swallow Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1411 Swallow Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,891 sqft · built 1996
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$950,000 (Feb 2021)
Tax Bill	$12,583 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`783-51-044`

Property Details

APN / Parcel Number

Primary APN	`783-51-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,891 sqft Living Area
1st Floor Area	1,063 sqft
2nd Floor Area	828 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1411 SWALLOW LN
City	GILROY
State	CA
Zip	95020-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8769 HILLCREST 4-A BOOK 671 PAGE 26 PAGE 27 LOT 27
Legal Subdivision	HILLCREST 4-A
Legal Tract	8769
Legal Lot Number	27
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1007
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1411 SWALLOW LN, GILROY, CA 95020-8228
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Grant Deed, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER LENDING INC
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Jul 18, 2018	Grant Deed, Transfer · ARM PREMIER LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	202124850886
Last Transfer Date	Aug 29, 2024
Transfer Doc	0025755514
Record Updated	Oct 29, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 26, 2021
Property Address	1411 SWALLOW LN, GILROY, CA 95020-8228
Document Number	0024850886
Map Reference	MB 671 PG 26&27
Instrument Date	Feb 23, 2021
Instrument	24850886
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1411 SWALLOW LN, GILROY, CA 95020-8228

Mortgage

Document Number	0024850887
Date	Feb 26, 2021
Instrument	24850887

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1411 SWALLOW LN, GILROY, CA 95020-8228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024441659
Date	Mar 27, 2020
Instrument	24441659

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1411 SWALLOW LN, GILROY, CA 95020-8228
Document Number	0024441660
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1411 SWALLOW LN GILROY CA 950208228, GILROY, CA 95020-8228

Mortgage

Document Number	0024441660
Date	Mar 27, 2020
Instrument	24441660

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 18, 2018
Property Address	1411 SWALLOW LN, GILROY, CA 95020-8228
Document Number	0023984855
Map Reference	MB671 PG26&27
Instrument Date	Jul 10, 2018
Instrument	23984855
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1411 SWALLOW LN, GILROY, CA 95020-8228

Mortgage

Document Number	0023984856
Date	Jul 18, 2018
Instrument	23984856

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Mortgage

Document Number	0023984857
Date	Jul 18, 2018
Instrument	23984857

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,048,596 (+2%) Land $419,438 Building $629,158
2025	$12,583.00 (+2.21%) Homeowner's exemption	$1,028,036 (+4.04%) Land $411,214 Building $616,822
2023	$12,311.00 (+1.67%) Homeowner's exemption	$988,118 Land $395,247 Building $592,871
2022	$12,109.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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