Shiawassee County property record for 1411 Summit St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,000 (Jul 2020) |
| Tax Bill | $3,054 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-140-000-025-00 |
| Primary APN | 050-140-000-025-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 1,350 sqft |
| Unfinished Basement | 1,350 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 936 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1411 SUMMIT ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE E 12 OF THE N 12 OF THE S 12 OF OUTLOT 4 OF A CRAWFORDS ADD (EXC THE W 65') |
| Legal Subdivision | CRAWFORDS ADD |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30500 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1411 SUMMIT ST, OWOSSO, MI 48867-1873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HORIZON BANK |
| Jul 16, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on Record |
| Deed Sale | Jul 16, 2020 · Amount on Record |
| Prior Sale | Mar 11, 2015 · Amount on Record |
| Deed Document Number | 20203334454 |
| Deed Book / Page | 1270 / 813 |
| Prior Transfer Date | Jul 14, 2020 |
| Prior Transfer Doc | 0012700813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1411 SUMMIT ST, OWOSSO, MI 48867-1873 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1411 SUMMIT ST, OWOSSO, MI 48867-1873 |
| Document Number | 0013010747 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 1301/747 |
| Instrument | 3365752 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 15, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 16, 2020 |
| Property Address | 1411 SUMMIT ST, OWOSSO, MI 48867-1873 |
| Document Number | 0012700813 |
| Book / Page | 001270 / 000813 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 3334454 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $653.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1411 SUMMIT ST OWOSSO MI 488671873, OWOSSO, MI 48867-1873 |
| Document Number | 12700814 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 001270/000814 |
| Instrument | 3334455 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2050 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,300 (+11.46%) | $192,600 (+11.46%) | |
| 2025 | $3,054.00 (+4.91%) Homeowner's exemption | $86,400 (+21.01%) | $172,800 (+21.01%) |
| 2024 | $2,911.00 | ||
| 2023 | $2,911.00 Homeowner's exemption | $71,400 | $142,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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