Shiawassee County property record for 1319 Summit St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Sep 2021) |
| Tax Bill | $2,966 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-140-000-031-00 |
| Primary APN | 050-140-000-031-00 |
|---|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|
| Street Address | 1319 SUMMIT ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 85.0' OF THE N 170.0' OF THE E 110.0' OF OUTLOT 5 A CRAWFORDS ADD |
| Legal Subdivision | CRAWFORDS ADD |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30500 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1319 SUMMIT ST, OWOSSO, MI 48867-1871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Dec 9, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on Record |
| Deed Sale | Sep 29, 2021 · Amount on Record |
| Prior Sale | Dec 26, 2002 · Amount on Record |
| Deed Document Number | 20213351753 |
| Deed Book / Page | 1287 / 941 |
| Prior Transfer Date | Sep 7, 2021 |
| Prior Transfer Doc | 0012870941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1319 SUMMIT ST, OWOSSO, MI 48867-1871 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1319 SUMMIT ST, OWOSSO, MI 48867-1871 |
| Document Number | 0012960643 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 1296/643 |
| Instrument | 3360568 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 29, 2021 |
| Property Address | 1319 SUMMIT ST, OWOSSO, MI 48867-1871 |
| Document Number | 0012870941 |
| Book / Page | 1287 / 941 |
| Map Reference | LB 1 PG 53 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 3351753 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1319 SUMMIT ST, 1319, OWOSSO, MI 48867-1871 |
| Name | Verified Name |
|---|---|
| Address | 1209 E OLIVER ST, OWOSSO, MI 48867-9695 |
| Document Number | 3351754 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 3351754 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 9, 2019 |
| Property Address | 1319 SUMMIT ST, OWOSSO, MI 48867-1871 |
| Document Number | 0012630845 |
| Book / Page | 001263 / 000845 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 3327475 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1508 MAGNOLIA DR NW HARTSELLE AL 356407768, HARTSELLE, AL 35640-7768 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,400 (+11.59%) | $184,800 (+11.59%) | |
| 2025 | $2,966.00 (+4.88%) Homeowner's exemption | $82,800 (+21.05%) | $165,600 (+21.05%) |
| 2024 | $2,828.00 | ||
| 2023 | $2,828.00 Homeowner's exemption | $68,400 | $136,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures