State of Hawaii and Maui County property record for 1411 Lower Kula Rd, Kula, HI 96790
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 5,343 sqft · built 2004 |
| Lot Size | 3.25 acres (141,570 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,601,300 (Dec 2013) |
| Tax Bill | $5,076 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jul 2022 Mortgage + 4 more |
| APN | 2-2-3-004-014 |
| Primary APN | 2-2-3-004-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 1 Story |
| Building Area | 5,343 sqft Living Area |
| Gross Area | 6,637 sqft |
| 1st Floor Area | 5,343 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 141,570 sqft |
| Garage Area | 1,748 sqft |
| Porch | Porch |
| Porch Area | 1,434 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | None |
|---|
| Street Address | 1411 LOWER KULA RD |
|---|---|
| City | KULA |
| State | HI |
| Zip | 96790-8812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGR |
| Legal Description | POR RP GR 8167, LCAW 7124 3.250 AC DES |
| Legal Subdivision | PULEHUIKI PARTITION |
| Legal Lot Number | 5-B,5 |
| Jurisdiction | MAUI HI |
| Township / Civil Division | KULA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 30305 |
1411 Lower Kula Rd is owner-occupied and held in a trust since April 2017.
Source: State of Hawaii and Maui County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1411 LOWER KULA RD, KULA, HI 96790-8812 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Line of Credit HAWAIIUSA FCU |
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HAWAIIAN BANK |
| Nov 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HAWAIIUSA FCU |
| Apr 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Apr 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 24, 2013 · Amount on File |
| Deed Sale | Dec 24, 2013 · Amount on File |
| Prior Sale | Oct 30, 2001 · Amount on File |
| Deed Document Number | 201351060094 |
| Last Transfer Date | Apr 5, 2017 |
| Transfer Doc | 0063190799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 1411 LOWER KULA RD, KULA, HI 96790-8812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | UNKNOWN, TG |
| Name | Verified Name |
|---|
| Document Number | A9468000740 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | A-9468000740 |
| Name | HAWAIIUSA FCU |
|---|---|
| Type | Credit Union |
| Address | HONOLULU, HI 96817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 1411 LOWER KULA RD, KULA, HI 96790-8812 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | FNTIC |
| Name | Verified Name |
|---|
| Document Number | 0A82350311 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | A-82350311 |
| Name | FIRST HAWAIIAN BANK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 1411 LOWER KULA RD, KULA, HI 96790-8812 |
| Document Number | 0A68930379 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1411 LOWER KULA RD KULA HI 967908812, KULA, HI 96790-8812 |
| Document Number | 0A68930379 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | A68930379 |
| Name | HAWAIIUSA FCU |
|---|---|
| Type | Credit Union |
| Address | HONOLULU, HI 96817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MAUI HI |
| Recording Date | Apr 20, 2017 |
| Property Address | 1411 LOWER KULA RD, KULA, HI 96790-8812 |
| Document Number | 0A63190800 |
| Instrument Date | Apr 5, 2017 |
| Instrument | A63190800 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1411 LOWER KULA RD KULA HI 967908812, KULA, HI 96790-8812 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MAUI HI |
| Recording Date | Apr 20, 2017 |
| Property Address | 1411 LOWER KULA RD, KULA, HI 96790-8812 |
| Document Number | 0A63190799 |
| Instrument Date | Apr 5, 2017 |
| Instrument | A63190799 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1411 LOWER KULA RD KULA HI 967908812, KULA, HI 96790-8812 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 1411 LOWER KULA RD, KULA, HI 96790-8812 |
| Document Number | 0A62400501 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1411 LOWER KULA RD KULA HI 967908812, KULA, HI 96790-8812 |
| Document Number | 0A62400501 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | A62400501 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2047 |
The 2026 property tax bill for 1411 Lower Kula Rd was $5,076 with a homeowner's exemption, up 3% from the year before.
Source: State of Hawaii and Maui County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Maui County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,076.00 (+2.98%) Homeowner's exemption | $3,245,200 Land $1,330,900 Building $1,914,300 | $3,245,200 Land $1,330,900 Building $1,914,300 |
| 2025 | $4,929.00 | ||
| 2023 | $4,548.00 (+9.09%) Homeowner's exemption | $2,106,700 (+121.69%) Land $887,300 Building $1,219,400 | $2,106,700 (+121.69%) Land $887,300 Building $1,219,400 |
| 2022 | $4,169.00 Homeowner's exemption | $950,300 Land $659,100 Building $291,200 | $950,300 Land $659,100 Building $291,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1411 Lower Kula Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1411 Lower Kula Rd is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 55% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER KULA serves 3,522 people · EPA ID HI0000247 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 4 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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