Osceola County property record for 1411 Illinois Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,506 sqft · built 1908 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jun 2017) |
| Tax Bill | $1,453 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0283-0170 |
| Primary APN | 01-26-30-0001-0283-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 1,782 sqft |
| 1st Floor Area | 668 sqft |
| Upper Floors Area | 668 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,374 sqft (0.33 acres) |
| Lot Dimensions | 150 ft deep x 20 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 574 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Utility Building | 128 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1411 ILLINOIS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 283 LOTS 17-20 LESS E 6 FT OF N 6 FT OF LOT 17 & LESS E 6 FT OF LOTS 18-20 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 283 |
| Legal Lot Number | 17 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0283-0170
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1411 ILLINOIS AVE, SAINT CLOUD, FL 34769-4557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2017 · Amount on Record |
| Deed Sale | Jun 16, 2017 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Document Number | 201787971 |
| Deed Book / Page | 5165 / 937 |
| Prior Transfer Date | Jan 11, 2006 |
| Prior Transfer Doc | 0030401237 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1411 ILLINOIS AVE, SAINT CLOUD, FL 34769-4557 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1411 ILLINOIS AVE, SAINT CLOUD, FL 34769-4557 |
| Document Number | 0062131548 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 6213/1548 |
| Instrument | 2022075981 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 16, 2017 |
| Property Address | 1411 ILLINOIS AVE, SAINT CLOUD, FL 34769-4557 |
| Document Number | 0051650937 |
| Book / Page | 5165 / 0937 |
| Map Reference | MB B PG33&34 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2017087971 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1682 STARFISH ST, 1682, KISSIMMEE, FL 34744-4834 |
| Name | Verified Name |
|---|---|
| Address | 141 ILLINOIS AVE, SAINT CLOUD, FL 34769 |
| Document Number | 0051650938 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 5165/0938 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,453.00 (+4.01%) Homeowner's exemption | $124,106 (+5.99%) | $303,400 (+9.61%) Land $63,200 Building $240,200 |
| 2024 | $1,397.00 (+3.56%) | ||
| 2023 | $1,349.00 (+4.65%) Homeowner's exemption | $117,097 (+3%) | $276,800 (+10.02%) Land $57,500 Building $219,300 |
| 2022 | $1,289.00 Homeowner's exemption | $113,687 | $251,600 Land $51,800 Building $199,800 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 309 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures